Coverage on Parent's Plan

[karen1027]

past age 25. Adult child is disabled. Can coverage continue past age 25? Can coverage continue under any other situation (another child is in graduate school)?

[Chaz]

The plan document may provide for coverage for an adult child who is disabled and who meets the requirements of being a dependent of the employee. The only way to know is to check the plan/SPD.

[GMK]

Generally, a "tax dependent," either a qualifying child or a qualifying relative,

http://apps.irs.gov/app/understandingTaxes/hows/tax_tutorials/mod04/tt_mod04_01.jsp

is eligible for coverage. As Chaz says, check the plan/SPD.

In addition, Michelle's Law may extend coverage eligibility for up to a year past age 25.

http://www.dol.gov/elaws/ebsa/health/employer/657.asp