Notification of Termination of Coverage

[karen1027]

When does an employer notify an employee's dependent that the dependent's coverage will expire? Who gets the notification - the employee or dependent?

It is a self-funded plan.

[GMK]

The COBRA notice is sent to the dependent who is losing coverage.

Sending the notice a few weeks before coverage ends gives the person time to decide what to do next (in case it slipped their mind that they would soon be uninsured).

In any case, send the notice before coverage ends. The deadline for electing COBRA is 60 days from when coverage ends, or, if later, from when the notice was sent.