Cross tested plan that passes ratio percentage test.

[Guest]

I have a dentist with an integrated mppp and a cross-tested p/s plan. There is only one HCE and, therefore, one rate group. The p/s plan passes the 401(a) nondiscrimination test by the ratio percentage test. Since the average benefits test is not needed, I assume I do not need to include the mppp for testing. Am I correct?

[AndyH]

Yes.