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Posted

hi! I have a 403(b) plan that requires employees to make an irrevocable election to contribute to the plan as a condition of employment, so that means their contributions do not count towards the $18,000 limit on deferrals - but are the contributions still counted towards the $53,000 limit on annual additions?

~ thanks!

Posted

Yes. Regardless of whether they are treated as employer or employee contributions, they count toward the $53,000 limit.

Employee benefits legal resource site

The contents of my postings are offered for informational purposes only and should not be construed as legal advice. A visit to this board or an exchange of information through this board does not create an attorney-client relationship. You should consult directly with an attorney for individual advice regarding your particular situation. I am not your lawyer under any circumstances.

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