M Norton Posted August 15, 2016 Posted August 15, 2016 401(k) with cross-tested PS allocation puts both spouse HCEs in one allocation group. They choose 15% PS contribution, but doctor (husband) gets lower allocation because he is capped at 9.21% due to annual addition limitation. Can spouse (wife) still get 15% allocation? Or is she limited to the same percent as husband because they are in the same allocation group? Thanks!
K2retire Posted August 16, 2016 Posted August 16, 2016 The group gets 15%, the doctor, however, is limited by 415. ETA Consulting LLC 1
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