Termination of COBRA and Special Enrollment Period for Marketplace Coverage

[Chaz]

Employee's COBRA coverage was terminated on April 1 retroactively to February 1 due to nonpayment of premiums.  Is the employee precluded from obtaining Marketplace coverage now because his coverage was terminated outside the 60-day window Special Enrollment Period?  

I believe this is the case but am wondering if anyone has run across this situation.

[Sandra Pearce]

Healthcare.gov has a step by step process for Special Enrollment periods outside of Open Enrollment.  Regarding the specific circumstance the wording on the site is:

You DON’T qualify for a Special Enrollment Period if:

• You decide to end COBRA early (and are paying the full cost yourself).
• You lose your COBRA coverage because you didn’t pay your premiums.

 

[Chaz]

Thanks!  I found that right after I posted the question.