Eligible for Roth IRA?

[joel]

Client has an after tax value of $121,000 in employer stock. This amount is a portion of his 401(k) account. Can the shares be rolled into a Roth IRA or only the liquidated amount?

[K2retire]

Does the plan allow in-kind distributions?

[CuseFan]

By "after-tax value" do you mean from voluntary after-tax contributions, Roth contributions, or net unrealized appreciation? Is the employer stock fund designated as ESOP?

[joel]

IT IS THE ESOP FUND--AFTER-TAX MONEY WAS USED TO PURCHASE SHARES. HIS BASIS IS $121,000.  THE PLAN ALLOWS FOR IN-KIND DISTRIBUTIONS

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