Having trouble with custodian of decedent's IRA; how to title the acco

[Guest robertcusick]

We are having trouble with a particular custodian and the registration for a beneficiary IRA. The custodian registered the account as:

IRA FBO Client Name, XYZ as Custodian, B/O Client's Father's name DECD.

We prefered, and requested that the account be registered as:

IRA Client's Father's Name DECD, Client's Name benefciary,

XYZ as Custodian.

Maybe I am nitpicking. Is there any difference between the two in the eyes of the IRS?