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Client is terminating his profit sharing plan, and is retiring at current age of 75.  We have calculated the RMD for his employer account.  I assume (?) since the voluntary account has already been taxed, the only amounts he would be taxed on and would be subject to the RMD would be the earnings?

He also wants to rollover the voluntary contribution account.  We're talking somewhere in the area of $250-$300K, which I do not believe he can rollover?  If that is the case, what is to happen to the account?

 

 

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