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1st year, only eligible EE is the owner... 5500EZ?


Basically

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Basically, I think you are correct - EZ and then SF. rbr, I think it's the nature of participants (not employees) for EZ, having non-participating employees doesn't take you out of that. There is even a plan characteristic code for the situation where the "one-participant" plan relies on aggregation with another plan of the employer to satisfy coverage.

Kenneth M. Prell, CEBS, ERPA

Vice President, BPAS Actuarial & Pension Services

kprell@bpas.com

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