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Can a company extend their grace period 2 months after the current gra


Lisa Hand

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Posted

If the plan document states a 60 day close-out that is the close-out for the plan and it can only be change for future plan years, not retroactively. A retroactive adjustment would disallow the entire plan, since it would be adjusting the Plan to accomidate one individual so they did not lose their allocation, this violates the "Use it or Lose it" rule.

Looking forward, it seems that the plan close-out period should be reconsidered, 90-days is more common. Also whatever employee notification system is currently being utilized is obviously not working.

Guest K Wermager
Posted

We have a company whose plan year ended 12.31.98. They have a 60 day grace period. An employee discovered they "forgot" to do daycare reimbursement for last year until now and has $5,000 in the account. The company wants to know if they can extend grace period now to allow the employee to get his money out. Please let me know - I can't find anything about this in the Q&A's

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