CRT as beneficiary of DB plan

[Guest Matt Tuttle]

Have a client who has a girlfriend and IRS problems. His only visible asset is a Defined Benefit Plan and his goals are to make sure the girlfriend has income for her life and afterwards to set up some sort of charitable deal in his deceased son's name. Can he buy life insurance in the plan and name a CRT as beneficiary with his girlfriend being the income beneficiary of the CRT. If the IRS doesn't go after the assets while he is alive will they probably just go get them after he dies?

Thanks

Matt Tuttle