Can I put life insurance inside of a defined contribution plan? Need a

[Guest david roberts]

I want to know if I can put life insurance inside of a defined contribution plan that has a provision for life insurance. The ben. is going to be charities. Do I need to use a subtrust or not to accomplish this. Also I think I can use a second to die policy yet am not sure. I am finding conflict on these issues yet it seems like it is possible to do. Also I would like to find out if one can convert a defined contrubution plan into a simple 401k and if the plan has a life ins. policy inside it what happens. Thank you.