Guest DavidRein Posted November 28, 2000 Posted November 28, 2000 Hello, I am trying to work on an academic (read graduate student) piece on the effect of the change of premium structures on employee opt-in insurance products. Specifically I am looking at dental insurance. Right now I have a large dental insurance enrollment package from a large southern quasi-public organization (85 k eligibles, large public university system). This organization uses the simplest premium structure (EE, or FAM, with both inclusive of ortho whether you want it or not). I am curious to compare how their employees select dental insurance compared to another organization that uses a more complex premium structure (Three tiered, ortho-optional rider, etc.) Specifically, I am looking for raw enrollment data for a dental plans, I can do all the work from there. If you are interested in helping a struggling (read starving) grad student out with his research, I can assure you, your help would be greatly appreciated.
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