Guest jreddi Posted December 19, 2000 Posted December 19, 2000 Can an individual applying for individual coverage through an HMO be denied coverage, under HIPAA, because she/he only recently (six months ago) quit smoking? The individual has been without coverage for more than a year. The HMO, in its inestimable wisdom, has decided not to cover individuals who have not quit smoking earlier than 36 months before applying.
KIP KRAUS Posted December 19, 2000 Posted December 19, 2000 Sounds more like a state insurance commission concern to me. I would check with them.
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