Can my COBRA be extended if I become pregnant prior to the expiration

[Guest gisele smyth]

I am a new york resident. If I become pregnant before my cobra expires (18 months), can I extend cobra coverage for a further period of time?

[KIP KRAUS]

Generally the only time COBRA can be extended is if a person is totally disabled as established by Social Security. You could check with the state insurance department to see if they require continuation of coverage more favorable than COBRA, but I don’t believe they do.

Your other option would be to convert your COBRA coverage to an individual policy through the insurer that is providing COBRA.