Does COBRA and HIPAA apply to health benefits offered under a workers

[Guest lawdawg]

In some states employers can elect not to provide workers compensation insurance. As a result, sometimes employers do not offer workers comp but instead offer workers compensation replacement plans. They provide a wage replacement benefit and health benefits for on-the-job injuries. My question is does COBRA and HIPAA apply? I know COBRA doesn't apply to disability but I think the health benefits could be separated. It looks like a group health plan and I haven't located any authority that says otherwise. Any input would be appreciated. Thanks!

[Larry M]

HIPAA applies only to those group health plans which are subject to ERISA.

Some plans are specifically exempted from ERISA's application. Specifically, Title I does not apply to:

.....

3. A plan maintained solely for the purpose of complying with applicable workers' compensation laws, unemployment compensation, or disability insurance laws;