Required minimum distribution

Are cash values in a profit sharing plan used in the calculation of required minimum distribution. I have paid my PS58 costs each year.

Yes.

3 hours ago, Rob said:

Are cash values in a profit sharing plan used in the calculation of required minimum distribution. I have paid my PS58 costs each year.

Technically one is supposed to use the fair market value of the policy. I suspect that a great majority of plans with insurance use just the cash value though.

And part of your RMD each year will be non-taxable return of "investment in the contract" with respect to your PS 58 costs.