SHM in gateway

the PSC requires last day and 1000 hours

if the plan has 3% SHNEC, then for those participants who worked less than 1000 hours or terminated in the plan year will need to get PSC to meet gateway regardless PSC allocation conditions.

how about SHM? SHM is not included in gateway test, but if a participant made deferrals and is entitled to SHM but didn't meet PSC allocation conditions. then is he/she required to get PSC to meet gateway minimum or he/she doesn't need to be tested on gateway test?

thanks!

No, matching contributions do not count towards (or "trigger") gateway minimums.

45 minutes ago, Bri said:

No, matching contributions do not count towards (or "trigger") gateway minimums.

thanks Bri!