2027 COLA Projection of Dollar Limits

The CPI-U for July, August, September of 2026 are all published with values of 333.918, 334.980, and 336.940 respectively. Based on Tom Poje's spreadsheet, the dollar limits for

2027 should be:

NOT Official via any IRS pronouncement yet, of course:

Deferral limit: $25,500 (up from $24,500)

Catchup: $8,500 (up from $8,000)

Super-Catchup, age 60-63 = $11,750, (up from $11,250) – I’m not 100% sure on this one

Compensation Limit: $375,000 (up from $360,000)

Annual Addition Limit: $75,000 (up from $72,000)

DB Limit: $300,000 (up from $290,000)

HCE: $170,000 (up from $160,000)

Key Employee: $245,000 (up from $235,000)

Mandatory Roth Catchup, Highly Paid Threshold: $155,000 (up from $150,000)

Taxable Wage Base: $192,300 (up from $184,500) - this one is official, published at SSA.gov

Thanks for the credit John, though it means more to me that the spreadsheet is still getting used.

Way back when Benefits Link was in it's early years (I think it started in 1995) Dave Baker asked some of us users to post some pension related articles. For some reason I wrote something about how to calculate the limits each year. From that article I received 2 emails. the first pointed out that while the article was correct I failed to note the calculations were done to 3 decimal places. (Though at the time the govt only released CPI figures to 1 decimal place)

the second email included a spreadsheet that someone had created based on what I wrote and could I check it to see if it was correct.

It used to be go to the ASPA Conference at the end of October and find out what the new limits would be. As I recall they would wait until the last day to even indicate what the new limits were. I modified the spreadsheet a bit to suit my needs, but it fawned on me that I could know the limits before the Annual Conference. And then it hit me I could post on Benefits Link as early as July the most likely projected limits. And finally I decided what the heck, just post the spreadsheet and anyone can calculate the numbers. After that it was a bit rewarding to see projected limits posted by other folks and other than Benefits Link.

Now, age 69, out of the business for 6 or 7 years,  I only use the spreadsheet to know what my Soc Sec will be.

God less to all!

Can the spreadsheet be reposted? Thanks

I retired years ago so haven't updated numbers on the sheet for years. hopefully someone else out there will post a sheet that has been updated over the last few years. I only pop into the website here on a random basis....