ERISAAPPLE Posted January 14, 2018 Posted January 14, 2018 I represent a spouse going through a divorce. His wife has a FERS benefit and he is getting half. He wants a survivor annuity (he insists he will live longer than his wife - his call not mine). To make sure he gets the maximum should I give him 1/2 of the gross annuity, self-only annuity, or net annuity? It seems to me the gross annuity is the self-only annuity minus the cost of the survivor annuity, so those two choices are effectively the same here. I'm not sure though if the net annuity would be larger. I don't think it is, but I'm not sure. Any thoughts? Does it depend on other factors?
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