Jump to content

Recommended Posts

Posted
3 hours ago, Just Tri said:

Is the 2% S-Corp. owner health insurance considered a fringe for purposes of 414(s) exclusions?

Thanks for any guidance.

No.  Here is a list of some items that are fringe benefits:

Examples of taxable fringe benefits include:
  • Bonuses.
  • The value of the personal use of an employer-provided vehicle.
  • Group-term life insurance in excess of $50,000.
  • Vacation expenses.
  • Frequent-flyer miles earned during business use, converted to cash.
  • Amounts paid to employees for relocation in excess of actual expenses.\

You can exclude the S corp taxable health insurance premium specifically, and assuming all who have such income are HCEs and no NHCEs are involved, it will meet the 414(s) definition without any testing.

Lawrence C. Starr, FLMI, CLU, CEBS, CPC, ChFC, EA, ATA, QPFC
President
Qualified Plan Consultants, Inc.
46 Daggett Drive
West Springfield, MA 01089
413-736-2066
larrystarr@qpc-inc.com

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...

Important Information

Terms of Use