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Good article and useful information.  Full termination is covered in our documents but not partial.  At least not in the 403(b) documents we use.  It references the applicable law so you are back where you started.  Almost all of our 403(b) plans use 100% vesting for all employer contributions, though.

Patricia Neal Jensen, JD

Vice President and Nonprofit Practice Leader

|Future Plan, an Ascensus Company

21031 Ventura Blvd., 12th Floor

Woodland Hills, CA 91364

E patricia.jensen@futureplan.com

P 949-325-6727

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