Message Boards Digest

November 3, 2022

Here are the most recently added topics on the BenefitsLink Message Boards:

Bill D. created a topic in 401(k) Plans

415 limit and Match True-Up

"I have a plan that has four participants that maxed out pre-tax deferrals, all of them also made after-tax (non-roth) deferrals, and all received some safe harbor match during the year. Based on contributions made each pay period, they all reached their 415 limit as of the last paydate. However, the plan requires that a safe harbor match true-up be done. Each of the four is due to receive a true-up, but that true-up will push them over the 415 limit. Since it's a match and required by the document I'm leaning to allowing it to go through then just deal with the 415 excess and refund accordingly. However, another person here believes that, since we know this true-up will push them over the 415 limit we should not allow it to go through, so that means they won't receive the match they are required to. Thoughts? I've struggled to find clarification if we should allow this true-up to go through, deal with 415 refunds, or just not provide the true-up and 415 passes."
3 replies so far   |    Click Here to Add a Reply

Bird created a topic in Distributions and Loans, Other than QDROs

New Forms W4-R and W4-P

"We still prep some distribution forms for plans that are not on a platform. For RMDs, we have a box where they tell us how much to withhold, or if they want to elect out. We've always considered this as a substitute W4-P; not sure if it is totally legit or not but it gets the job done. Do we need to do something differently starting next year?"

3 replies so far   |    Click Here to Add a Reply

AmyETPA created a topic in Operating a TPA or Consulting Firm

TPA Organizational Design

"Our TPA firm has been around almost 50 years. We've been a one person does most type of set up for plan administration. We've grown more rapidly in the last few years and are considering making some changes to how we operate to be more efficient. For those who have a more segmented approach to plan administration what have you found works to segment out of the process and are there any items you tried but didn't work? Thanks for any input that would help as we tweak our set up."
No replies yet   |    Click Here to Add a Reply

Here are the most recently posted jobs on, a service of BenefitsLink:

View job as Retirement Plan Administrator

Retirement Plan Administrator  View details

Premier Plan Consultants

View job as Defined Contribution Plan Administrator

Defined Contribution Plan Administrator  View details

Remote / Phoenix AZ

View job as DC Plan Administrator

DC Plan Administrator  View details

Atlantic Pension Services Inc
Remote / Kennett Square PA

View job as Retirement Plan Specialist

Retirement Plan Specialist  View details

Benetech, Inc.

View job as Senior Plan Administrator

Senior Plan Administrator  View details

Atlantic Pension Services Inc
Remote / Kennett Square PA / DE / MD / NJ

View job as Fee Benchmarking Specialist

Fee Benchmarking Specialist  View details

Greenwood Village CO / AL / AZ / CA / DC / FL / GA / IA / ID / IL / IN / KS / KY / LA / MA / MD / MI / MN / MO / NC / NJ / NY / PA / TN / TX / UT / VA

►View More Jobs

►Post a Job

►Get Instant Job Alerts, Inc.
56 Creeksong Road
Whittier NC 28789
(407) 644-4146

Lois Baker, J.D., President
David Rhett Baker, J.D., Editor and Publisher

Copyright 2022, Inc. All materials contained in this mailing are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of, Inc., or in the case of third party materials, the owner of those materials. You may not alter or remove any trademark, copyright or other notices from copies of the content.

Links to web sites other than and are offered as a service to our readers; we were not involved in their production and are not responsible for their content.

Unsubscribe | Privacy Policy