"I recently took a class where we were told repeatedly, 'if you sell your family farm, you can put that money in a trust or self-directed IRA and Roth IRA to avoid paying capital gains tax. Today I started calling around and was told we would have to pay capital gains taxes unless we do a 1031 exchange. We can't buy a like property and live in it if we do a 1031 exchange. So that's out. We were told to let the trust own the house and pay for everything out of the trust. So, what IS a way we can avoid paying so much in capital gains? The farm's been in the family over 200 years, the tax base is only $1000 but we should profit about $3M on the sale. It's now in an S-Corp and will be divided between all the siblings. It's so frustrating trying to get the same answer twice."

"Automatic Enrollment question: Plan is starting ACA at 3% for all new EEs plus anyone who is currently deferring less than 3% of pay. How do you treat those who have chosen a dollar amount instead of a percentage?"