"I'm 99% retired, but have a couple people I help take care of their EZ filing on their solo k plans. I understand the feds want the EZ to be filed electronically, and that this is apparently mandatory for many filers for the 2024 returns to be filed in 2025. But I've seen conflicting guidance where some say it's mandatory if the plan sponsor files at least 10 returns of any type (e.g. payroll, tax, 1099s, etc) in a year, and other sources say this threshold is 250 returns in a year. Obviously this makes a big difference in who must file the EZ electronically. Can anyone help clarify this for me?"

"Employer withheld premiums for welfare benefits from employees' pay, but only deposited a portion of such premiums into the VEBA/trust. (Reasoning is unclear, but may have been to avoid UBI/UBTI, as VEBA is overfunded.) Employer held in its general assets the remainder of those employee 'premiums' apparently for its own use. If the 'surplus' premiums never went to the VEBA is it a reversion? Does it matter that the contributions were not dictated by the VEBA but rather simply by open enrollment materials? How does one correct an issue like this? Is there a correction program for VEBAs?"

"I am revisiting this topic. Have the same situation with a terminated TIAA CREF 403(b) Plan. Do you show zero assets and zero participants on the final 5500 even if there are participants still with balances in their individual accounts although the plan is terminated?"

"I have a new plan, everyone is part time. It's a SH Match. To be eligible to defer you only need to work for the company for 6 months, no hour requirement. CAN the SH eligibility have a hour requirement? will that screw everything up? My ADP test?"

"I have a cash balance plan that is terminating. We sent the distribution packages to the participants the beginning of August. Several the of participants have a lump sum balance less than $3,000 The owners are anxious to get there money. I know we need to do a diligent search but I can not find anything that give a time frame we need to wait before we can send to the PBGC. Is there a time frame?"

"As the title states, the original IRA depositor (a Florida resident) passed away leaving the assets to his spouse. Hours after, the spouse passes away prior to the assets moving to her IRA. JP Morgan is saying the only option is a distribution to the estate resulting in some hefty tax implications given the size of the IRAs. Has anyone dealt with a situation like this? I am sure there are some PLRs out there that help with the tax side of things, but ultimately this is a contractual matter between the estate and the custodian."