"I have a plan that is sponsored by the husband's LLC and the wife's LLC is a participating ER. With SECURE2.0, they would now have to file a Form 5500-SF instead of an EZ. They share a pooled account and neither has employees. I am trying to figure out who to answer questions on the Sch MEP and I think the issue may stem from Part 1: Type of Multiple-Employer Plan. I checked 1c Pooled Employer plan but now I am thinking I should choose 1d Other and come up with a description -- maybe owner only plan that spouse's LLC adopted? In Part II 2e I checked 'yes' because the 2 owners are individual working owners. There are no participants besides them, so 2f is 0% and 2g is $0, since all assets in 2d belong to the owners. Any thoughts here?"

[Sponsored]

ASC offers a full web solution for your Retirement Plan Software, Docs & 5500 Forms. Need more control? Turn to ASCVal premises-based. Two options, the same powerful functionality, unlimited batch capability, data-integration, etc. Learn more!

"We have a client that made the Safe Harbor Match to all of the Non-Highly Compensated employees. When it comes to the HCE there are three, the owner, his wife and their son. Obviously there's no such thing as discrimination to a Highly Compensated Employee and they don't have to make the Safe Harbor Match to themselves. I assume there is no issue, then, if they want to provide the Safe Harbor Match to their son, but not themselves? I don't see an issue, I just want to make sure I'm not overlooking anything."