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July 1, 2025

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MATRIX created a topic in 401(k) Plans

EACA Mandate and QACA

"I have a question on implementing a new start up QACA -- does the plan have to follow the SECURE 2.0 EACA mandate of a deferral minimum of 3% and escalate up to 10 or 15%? Or, can the QACA follow the QACA rules of 3% minimum and escalate up to a 6% required maximum?"

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