"We have an overfunded DB plan that is being randomly audited by IRS. TPA fees to respond to the audit are pretty substantial, but are actually less than 0.1% of the total overfunding amount. This is a H&W plan but they also occasionally have 1 non-owner Employee. For the year being audited (2022), no rank and file employees accrued any benefits, but for 2025, the year in which the fees will be paid, there will be 1 or 2 eligible NHCEs. Do we think the client can pay the TPA fees as they relate to 2022 from the overfunded plan assets?"

"Had an HSA account with ~$3k. Employer changed providers. Looks like employer opened FSA not HSA. i never rec'd cards, didn't realize this. i've been paying med exp and saving receipts. saw today that the 'old' HSA ~$3k balance is not reflected in the FSA account. i have an HSA medical plan, is this a rectifiable error that will restore my prior HSA $3k, plus last years payroll deposits? or, is all the money gone because they started an FSA in error instead of an HSA? Also, if employer HR is not helpful, do i have any recourse?"