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Craig Garner created a topic in 403(b) Plans, Accounts or Annuities
"Plan currently has no excluded employees. Client want to 'exclude' most ACTIVE part-time employees by Amending the plan to use the '20 hours per week' exclusion. This idea makes me uncomfortable. Seems more like a violation of 'once-in always-in.' And, I also understand the related issue of the 20 hour per week rule being impacted by the LTPT rule."
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Belgarath created a topic in Cafeteria Plans
"Normally, for 2026, the plan would need to be amended to allow the increased limit by 12/31/2025? Has there been any guidance on allowing a later amendment date, due to the fact that the legislation only passed this Summer?"
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