"If an active (not a 5% owner) participant is 80 years old and dies during the year, does the beneficiary have to take an RMD? The participant is of RMD age but was not required to take them as they were still actively employed."

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"For an age 60-63 catch-up, is 2026's inflation adjusted amount $12,000 or $11,250? On the day the Bureau of Labor Statistics released September's Consumer Price Index measures: John Feldt said $12,000. Mercer said $12,000. But Milliman said $11,250. Can smart BenefitsLink people resolve which is correct?

'Here's the adjustment rule [I.R.C. Section 414(v)(2)(E)(i)]: (E) Adjusted dollar amount. For purposes of subparagraph (B), the adjusted dollar amount is -- (i) in the case of clause (i) of subparagraph (B), the greater of -- (I) $10,000, or [and] (II) an amount equal to 150 percent of the dollar amount which would be in effect under such clause for 2024 for eligible participants not described in the parenthetical in such clause[.]"