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Belgarath created a topic in Cafeteria Plans
"A PC with NO NHCE's wants to establish a 125 plan for the purpose of having HSA's. Since there are no NHCE's, and they are paid salaries as W-2 employees, I don't see any problem with this. I don't see how any coverage/nondiscrimination could apply. Am I missing anything?"
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AlbanyConsultant created a topic in 401(k) Plans
"Are we all agreed that the rule is $145K of FICA wages to be a Highly Paid Individual (or High Earner or whatever your favorite acronym is) for 2026? I thought I heard something about it being increased for cost-of-living from 2024 to 2025 and that might make it $150K, but I don't see anything official on that."
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401Katie created a topic in 401(k) Plans
"What is everyone following as far as a retention schedule for distribution information? Meaning, how long are you holding onto copies of outgoing correspondence on plans?"
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