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December 29, 2025

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ConnieStorer created a topic in 401(k) Plans

Last Date to Change SH Match to SH Nonelective

"It appears that I have until 12/31/2025 to amend a 401(k) Plan for the 2026 Plan Year regarding the Safe Harbor Match. However, I cannot find anything that specifically states that the Amendment can change the Safe Harbor Method from a SH Match to the SH Nonelective. Is this allowed? The client has already distributed the SH Notice to the Participants stating that the Plan will provide the basic SH Match for 2026. If the 401(k) gurus out there believe I can amend the Plan, then I will prepare a new Notice stating that the Plan will be providing the SH Nonelective rather than the Match."

1 reply so far   |    Click Here to Add a Reply

WolverineBenefits created a topic in Retirement Plans in General

Benefit Admin Training

"A client has a new employee who needs some training on a few aspects of benefits administration, including both retirement and welfare plans. Any suggestions?"
2 replies so far   |    Click Here to Add a Reply

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