"A client is terminating their 401(k) plan and then will set up a 457(b) plan. The participants have been given an option to rollover the funds from 401(k) to 457(b) plan. Can participants rollover funds from 401(k) to 457(b)? It will be a governmental 457(b) plan."

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"If a plan is still considered a small plan under the 80/120 rule, are the Plan Sponsors still eligible to receive retirement plan start up credits from the IRS if they cross over 100 participants? I would assume no, that the 1-100 participants for the credit is pretty black and white, but I figured I would ask here to see all your opinions."

"I know the general rule is that an employer can only contribute up to 6% into a 401(k) Plan when they are also doing a Cash Balance Plan. I just wanted to confirm that the 6% limit also includes the Safe Harbor Matching contributions that they are currently making? So if they are making a Safe Harbor Match, that's going to severely limit (or possibly eliminate) the opportunity to make a Profit Sharing Contribution as well?"

"We have a potential client where they have a company 401(k) Plan, but the two owners technically aren't on payroll. Instead they are paid via 1099. Can they setup their own individual 401(k) instead of participating in the company plan? Are there any testing issues if they opt to go that route?"