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March 12, 2026

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Vlad401k created a topic in 401(k) Plans

Missed Match - Included in Testing?

"A participant had a Missed Deferral Opportunity in 2025. There were missed match contributions associated with the Missed Deferral Opportunity. Should the Missed Match be included in Compliance Testing?"

No replies yet   |    Click Here to Add a Reply
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Patricia Neal Jensen created a topic in 403(b) Plans, Accounts or Annuities

403(b) Deferral in New Jersey

"Plan Sponsor adopting new 403(b) plan and has a New Jersey Employee. The Employee has discovered that 403(b) deferrals are not pre-tax in New Jersey (Pre-Tax Federal but not NJ taxes). What can be done for this employee?"

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metsfan026 created a topic in 401(k) Plans

Maternity Leave and Last Day Contribution Requirement

"I'm 99% sure I know the answer, but I wanted to be 100% sure. If a participant is on maternity leave at the end of the year, are they still considered employed on the last day of the Plan Year in order to be eligible for a Profit Sharing contribution (the participant had worked over 1,000 hours prior to going out on leave)?"

4 replies so far   |    Click Here to Add a Reply

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