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Federal Court Allows Self-Insured Health Plan's ERISA Lawsuit Against Cigna
"Federal judge allows ILWU-PMA, a self-insured health plan, to move forward in lawsuit against Cigna and Carewise for allegedly engaging in 'prohibited transactions' and 'self-dealing' by entering into 'auto-discount agreements with providers for which it received a portion of the amount discounted'.... This lawsuit ... comes on the heels of another recent lawsuit against a different Cigna administered self-insured ERISA plan client ... for alleged ERISA plan assets embezzlement, deceptively concealed through 'fake PPO (CO) discounts' and Cigna's 'fee forgiveness protocol scam.' "
(AVYM Healthcare Revenue Consultants)
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Another Judge Puts the Brakes on EEOC Wellness Plan Overreach
"Judge Barbara Crabb [of the Western District of Wisconsin] summarily rejected the EEOC's reliance on Section 12112(d)(4)(A) [which] prohibits disability-related medical examinations or inquiries that are not job related and consistent with business necessity. The judge reasoned that any EEOC reliance on [that section] is trumped by the ADA benefit plan safe harbor ... as long as the wellness provisions are terms in an employer health plan, and are used to help the employer administer and underwrite insurance risks. The judge said that the safe harbor may not apply to protect wellness programs that are not part of a plan[.]" [EEOC v. Flambeau, Inc., No. 14-cv-638 (W.D. Wis. Dec. 30, 2015)]
(Seyfarth Shaw LLP)
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Telemedicine's Price Tag Depends on Vendor and Services
"When picking the right program for your organization, here are some questions to consider: What's the best way to offer telemedicine to your workforce? ... Which approach best meshes with your other health benefits? ... What services are required by your employees? ... Do you need to make telemedicine available in my workplace? ... How will you market telemedicine services to employees and family members who are on your health plan?"
(The Alliance)
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Four Startups Helping Companies Successfully Implement Parental Leave
"Generous leave policies on paper don't always translate into parental leave being encouraged by the culture of a company, and the US is still far behind the rest of the world in terms of leave policies. There are several ways that employers can help ensure that their employees really do take the leave they're offered. And now, there are a few new companies that work with organizations directly to make sure the process goes well."
(TechRepublic)
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UnitedHealth Says Rates for Its New York Plans Too Low in Light of CO-OP Collapse
"UnitedHealth, the largest U.S. health insurer, said its rates for plans offered under the Affordable Care Act in New York may be too low because of the failure of Health Republic ... The CO-OP's closure may lead to shortfalls in risk-adjustment payments designed to stabilize the markets created under the ACA, the report said."
(FierceHealthPayer)
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[Opinion]
Making the Price Right (PDF)
"[M]aybe we just have to come to grips with the permanently pivotal role the provider is going to play, not only in setting prices but in effectively deciding whether, what and where treatment is delivered.... Being judicious health care consumers is not easy, and the NEBR and McKinsey studies reinforce the fact that providers are the key players in the price/cost nexus ... We aren't about to get in between the patient/doctor conversation, but we can educate the former and influence who is the latter."
(Chelko Consulting Group)
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Benefits in General; Executive Compensation
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[Guidance Overview]
DOL Updating Employer Disability Benefit Claims and Appeals
"The changes are intended to better align the claims and appeals processes with the requirements for internal claims and appeals for group health plans. The updated regulations will also apply to pension plans that provide disability benefits. The DOL is revising the regulations 'because of the volume and constancy of litigation in this area, and in light of advancements in claim processing technology.' "
(Towers Watson)
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Press Releases
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David Rhett Baker, J.D., Editor and Publisher
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BenefitsLink Health & Welfare Plans Newsletter, ISSN no. 1536-9595. Copyright 2016 BenefitsLink.com, Inc. All materials
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