Pension Plan Administrator
American Pension Advisors, Ltd.
in Indianapolis IN

Retirement Services Manager
Sacramento County Employees' Retirement System
in Sacramento CA

DC Plan Administrator
Northeast Professional Planning Group, Inc.
in Red Bank NJ / NY

Retirement Distributions Supervisor
Alerus Financial
in Arden Hills MN

Defined Benefit Administrator
TPA firm in Phoenix, AZ
in Phoenix AZ

DB Combo Cash Balance Consultant
Loren D. Stark Company
in Houston TX / Telecommute

Retirement Plan Administrator
Steidle Pension Solutions, LLC
in Lebanon NJ

Plan Administrator
Benefit Associates, Inc.
in Huntington Beach CA / Ballston Lake NY

Retirement Plan Analyst II
Retirement Plan Solutions, Inc.
Telecommute

Associate Fund Counsel
Central Pension Fund of the IUOE
in Washington DC

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Divorce, Legal Separation, and Rights Under Employer-Sponsored Health & Welfare Plans
June 25, 2019 WEBCAST
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Senators Join In Renewed Efforts to Give Feds Paid Family Leave

"The 2019 Federal Employees Paid Leave Act (H.R. 1534) would provide 12 weeks of paid time off for any federal worker who has, adopts or fosters a child; needs to care for an ill spouse, child or parent or attend to their own serious medical condition; or faces certain circumstances after a parent, child or spouse is placed on active military duty."
Government Executive

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Join Us This June in San Diego and Earn Your Certificate

The Certificate in Health and Welfare Plans program provides the history, philosophies and objectives of the employment-based health care system and an overview of the latest reform initiatives.

Texas v. United States: Oral Arguments Will Be in July

"Based on the Fifth Circuit's schedule, we can expect oral argument to take place between July 9 and 12. Reply briefs would still be due on May 22.... [T]he Fifth Circuit granted Wisconsin's request to withdraw from the litigation.... [This] leaves 18 plaintiff states and two individuals (now aligned with the DOJ) against 21 intervenor states and the House."
Katie Keith, in Health Affairs

HHS Considers Bringing Healthcare Concierge Services Into Federal Programs

"HHS is interested in helping employers use healthcare navigation services and maybe incorporating them into federal healthcare programs. Employers that feature such services said sizable shares of covered employees are using them. Concierge services can provide assessments of quality and quantify prices for patients to obtain short- and long-term savings."
Healthcare Financial Management Association [HFMA]

Why CDHPs Work for All Generations

"A [consumer-directed health plan (CDHP)] mindset for baby boomers could include researching possible future medical expenses and saving for those costs as well as staying active as they continue to age and getting annual preventative medical exams.... [M]any Generation Xers have a spouse or children who can also take advantage of the benefits of a CDHP paired with an HSA.... A CDHP paired with an HSA may be one of the best ways for millennials to plan for both current and future medical expenses."
HealthEquity

How Affordability of Health Care Varies by Income Among People with Employer Coverage

"For those in families with incomes below twice the poverty level, the average family payments for health insurance premiums and medical care, combined, average about 14% of family income. Among families with employer-based coverage, combined premium contributions and out-of-pocket payments are higher, on average, for those with a sick family member than for those without a family member in worse health."
The Peterson-Kaiser Health System Tracker

For Low-Income People, Employer Health Coverage Is Worse Than ACA

"For low-income families with marketplace plans, the out-of-pocket costs are 4.7% of their income, while the premiums are just 3.7% of their income. For those with coverage through work, the out-of-pocket costs are 5% of their income, roughly the same as the families with marketplace plans. The big difference is in the premiums -- because the low-income families with workplace coverage pay about 9% of their income to cover those payments."
Drew Altman, via Axios

Second Circuit Holds Attorney's Lawsuit for Disability Benefits Time-Barred under Policy's Limitations Period

"The Second Circuit found that the district court properly reasoned that Arkun had submitted proof of loss by October 6, 2008 (the date she completed her appeal submission) and the Policy required her to seek judicial review within three years of that date. She had to file her lawsuit by October 6, 2011 but did not. Arkun had nearly two and a half years to file this lawsuit after the Defendants denied her appeal, which is a reasonable amount of time to bring a lawsuit." [Arkun v. Unum Group, No. 17-3354 (2d Cir. Apr. 12, 2019; unpub.)]
Kantor & Kantor

Press Releases

Ascensus Wins Retirement Leader of the Year
Ascensus

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Text of IRS Chief Counsel Memorandum 201912001: Deduction of Company-Paid Health Insurance Premiums by S-Corp Shareholder-Employee (PDF)
Internal Revenue Service [IRS]

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Internal Revenue Service [IRS]

Common FMLA Mistakes
Jackson Lewis P.C.