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Job Openings

View job as Defined Benefits Combo Cash Balance Consultant for Loren D. Stark Company (LDSCO)
View job as Defined Benefits Combo Cash Balance Consultant for Loren D. Stark Company (LDSCO) Defined Benefits Combo Cash Balance Consultant

Loren D. Stark Company (LDSCO)

View job as Senior Retirement Plan Documents Specialist for Empower Retirement Senior Retirement Plan Documents Specialist

Empower Retirement
Telecommute / AZ / CO / IA / KS / MA / WI

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Newly Posted
Webcasts, Conferences

Ethical Considerations for Employee Benefits Lawyers: Pandemic Edition
December 17, 2020 WEBCAST
American Bar Association Joint Committee on Employee Benefits [JCEB]

Employee Assistance Plans - Helping Your Employees Navigate Through Uncertain Times
January 7, 2021 WEBCAST
Worldwide Employee Benefits Network [WEB] - Baltimore Chapter

ADP / ACP Testing Techniques
January 27, 2021 WEBCAST
American Society of Pension Professionals & Actuaries [ASPPA]

Pooled Employer Plans: New DOL Final Rules, Pooled Plan Providers, Fiduciary Liability, Administration, Reporting
February 10, 2021 WEBCAST

2021 Retirement Industry Conference
May 12, 2021 WEBCAST

►See All 46 Upcoming Webcasts and Conferences

►See All 1641 Recorded Webcasts


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[Guidance Overview]

DOL Releases Final Rule for Pooled Plan Provider Registration

"While the final rule is quite similar to the proposed rule (published on September 1, 2020), it contains several noteworthy revisions, including a provision that makes it easier to register in time for the January 1 PEP effective date." Icon to read more



Catch Up on CE Credits before 2021!

Don’t fall behind! Learn about recent legislation or take a Basics Refresher before testing season via ASC CE Webcasts. Available on-demand. View webcast library. Learn more

Sponsored by ASC

[Guidance Overview]

IRS Guidance on SECURE Act Provisions Eases Safe Harbor Burdens

"The IRS issued guidance on Dec. 9 that addresses certain provisions of the SECURE Act that increase the automatic enrollment cap percentage and affect safe harbor plans, including safe harbor 401(k) plans and certain 403(b) plans. The guidance is contained in Notice 2020-86." Icon to read more

American Retirement Association [ARA]

PBGC 2020 Annual Report (PDF)

153 pages. "The Single-Employer Insurance Program's positive net position of $15.5 billion reflects an improvement of $6.8 billion compared to FY 2019. While currently financially healthy, the Single-Employer Insurance Program remains exposed to more than $176 billion in underfunding in pension plans sponsored by financially weak companies that could potentially become claims to PBGC. The Multiemployer Insurance Program continues to face a crisis ... and is highly likely to become insolvent in 2026. The Multiemployer Insurance Program remains severely underfunded with a negative net position of $63.7 billion, compared to $65.2 billion a year earlier. It remains clear that legislative reform is necessary to avert insolvency[.]" Icon to read more

Pension Benefit Guaranty Corporation [PBGC]

IRS Offers SECURE Act Guidance for Safe Harbor Plans

"[Notice 2020-86] says that in order to maintain its status as a qualified automatic contribution arrangement (QACA) safe harbor 401(k) plan, the plan is not required to increase the maximum qualified percentage of compensation used to determine automatic elective contributions. The qualified percentage under a QACA safe harbor 401(k) plan may be any percentage of compensation determined under the plan, as long as the percentage is applied uniformly and does not exceed 15%, or 10% during the initial period of automatic elective contributions." Icon to read more


Senate Talks Multiemployer Crisis, Expanding Retirement Coverage

"The Senate Finance Committee's subcommittee on Social Security, pensions, and family policy held a hearing [December 9] on the challenges facing Americans' retirement security. While talk mostly focused on legislation aimed at improving defined contribution plans, there were hopeful signs of a potential compromise to deal with the multiemployer pension crisis." Icon to read more

Pensions & Investments

Planning Your Retirement for the Long Term, with 'Buckets'

"For many retirees, retirement may last 30 years or more. How you manage the money you will need today may be quite different from how you treat the money you'll need in 20 or 30 years.... [O]ne tactic ... to consider is dividing your assets into three buckets, each representing about 10 years of your potential 30-year retirement." Icon to read more


Benefits in General

Legal Considerations When an Employee Dies

"When an employee dies -- regardless of the cause -- employers often want to immediately help the employee's family financially in their time of grief, but a number of administrative, legal, and tax-related issues must be considered before an employer pays final compensation and benefits to the beneficiaries or estate of the deceased employee." Icon to read more

Pillsbury Winthrop Shaw Pittman LLP

Selected Discussions
on the BenefitsLink Message Boards

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What's the Typical Workload (Number of Plans) for a TPA/Administrator?

"I work within a payroll company where the main objective is sell as many plans as possible to meet sales goals. Right now we have over 300 plans and more coming in every day. Including myself there is only 1 other person that knows how to administer the plans. How big is a typical caseload for 1 administrator? I'm tired of working many long hours and cringe that our busiest season is right around the corner." Icon to read more

BenefitsLink Message Boards

Individual CB/DB Plan for Partnership Members with No Employees

"This is for a medical group partnership with no employees and all HCEs, which is common in emergency medicine. Each member is a separate entity but the group is an affiliated service group. Are individual cash balance plans allowed? I believe some members may have them already." Icon to read more

BenefitsLink Message Boards

401(k) with Voluntary After-Tax Contributions

"I have a 401K safe harbor with voluntary, after-tax contributions. One of the owners mistakenly over-contributed a portion of the voluntary such that he's over 415. Since voluntary is not deductible anyway, could the excess be transferred to a rollover account?" Icon to read more

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Press Releases

AWS Announces Amazon HealthLake
AWS [Amazon Web Services, Inc.]

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BenefitsLink Retirement Plans Newsletter, ISSN no. 1536-9587. Copyright 2020, Inc. All materials contained in this newsletter are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of, Inc., or in the case of third party materials, the owner of those materials. You may not alter or remove any trademark, copyright or other notices from copies of the content.

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