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Health & Welfare Plans Newsletter

September 7, 2022

5 New Job Opportunities 5 New Job Opportunities


[Guidance Overview]

Massachusetts Clarifies That Employees May Not 'Top Off' Paid Family and Medical Leave Benefits

"In July of this year, some reports indicated that Massachusetts had enacted ... a major amendment to the PFML Act -- namely, that beginning in 2023, employees would have the option to use paid leave accrued through their employer to 'top off' benefits received from the Department.... [T]he Department has clarified that no such change is on the immediate horizon."  MORE >>

Foley & Lardner LLP

[Guidance Overview]

California Passes Bill to Extend COVID-19 Sick Pay

"The extension of California's COVID-19 [supplemental paid sick leave(SPSL)] ... would continue employers' SPSL obligations through the end of 2022. The leave extension comes as similar paid leave requirements in most other states have expired.... [E]mployers would not be obligated to provide additional COVID-19 SPSL to employees who have already used their allotment for 2022 or if an employee refuses to submit to additional tests."  MORE >>

Ogletree Deakins

[Guidance Overview]

Upcoming Deadline icon Colorado Issues Final Rules for Paid Family and Medical Leave Insurance Program, Clarifies Private Plan Option

"Even though employees will not be entitled to [family and medical leave insurance (FAMLI)] benefits until January 1, 2024, ... on or before January 1, 2023, Colorado employers will need to register with ... the state-run FAMLI portal expected to launch sometime in Q4 2022. Then, starting January 1, 2023, employers will need to begin to withhold premium payments and to submit quarterly wage reports through the My FAMLI+ portal."  MORE >>


HSA Funding Strategies Companies Can Use to Help Boost Employee Saving

"Two common funding methods are providing annual lump sum deposits or making deposits with each paycheck. Employers can also consider three other approaches that, depending on their situation, may make their HSA offering more attractive."  MORE >>

VOYA Financial

Top Benefits Trends for 2023

"The decision to embrace 100% coverage of premiums, rather than the national average of 83%, can be an incredible differentiator in the eyes of candidates who are shopping around between multiple potential employers.... Expanded voluntary benefits ... Holistic leave for caregivers ... [D]ata-driven benefits offerings are becoming more prevalent ... with both internal employee surveys and external expertise being leveraged to improve offerings.... Personalization and malleability."  MORE >>



Register for the Conference of Consulting Actuaries Annual Meeting

This year’s meeting includes 15 healthcare sessions. Learn about working with auditors, the impact of COVID, market updates in Medicare & ACA, the rise in virtual care, advanced healthcare analytics, plan design & pricing. 18.5 CPD credits available.

Sponsored by Conference of Consulting Actuaries [CCA]

Consumers See Health and Well-Being as 'Essential' Spend Category

"Even though two-thirds (66%) of survey respondents said they feel squeezed financially, 80% also said they intend to maintain or increase their spend on areas related to health and fitness -- such as exercise classes or vitamins and supplements -- in the next year.... In addition to more than four in 10 respondents (42%) saying they are increasing the amount of physical activity, one-third (33%) of respondents said that they're more focused on self-care -- such as indulging in a bath or beauty treatment -- than they were a year ago."  MORE >>


Next Steps in Expanding Health Coverage and Affordability

"[This study analyzes] the impact of five policies for expanding coverage and affordability after the extension of ARPA subsidies. The five options include: [1] filling the Medicaid gap in nonexpansion states; [2] reducing the employer affordability threshold; [3] adding a $10 billion reinsurance fund; [4] increasing the federal Medicaid matching rate in expansion states; and [5] enhancing and funding marketplace cost-sharing subsidies."  MORE >>

The Commonwealth Fund

Comparison of Family Leave and Pay Entitlement Across 85 Countries

"Shared parental leave is the least common type. Adoption leave -- an important type of leave particularly for same sex parents, varies greatly between countries.... There is still a pattern of little or no paternity leave in many countries, while most offer some form of maternity leave though it varies greatly in length.... The rate of pay ranges from nil to full pay."  MORE >>


District Court Addresses HIPAA Privacy Implications of Kentucky Abortion Law

"As this case illustrates, certain abortion-related disclosures under state laws enacted in anticipation of the Dobbs ruling or thereafter may place HIPAA covered entities in the difficult position of having to choose between complying with HIPAA or state law. Although this court avoided having to hold that the state law at issue was HIPAA-preempted, this may not always be the outcome." [Planned Parenthood Great Nw., Haw., Ak., In., & Ky., Inc. v. Cameron, No. 22-0198 (W.D. Ky. Aug. 30, 2022)]  MORE >>

Thomson Reuters Practical Law

Benefits in General

JBEA Advisory Committee Seeks Applicants (PDF)

"In addition to preparing the examinations, the Advisory Committee reviews statistical results of the examinations and recommends appropriate pass marks to the Joint Board. It also assists in developing the syllabi and addressing other issues related to the enrollment examination process. Members are appointed for two-year terms.... The Joint Board is now seeking applications from enrolled actuaries[.]"  MORE >>

Internal Revenue Service [IRS]

Inflation Has Altered Plan Sponsors' Benefits Spend

"Despite myriad spiking costs, many plan sponsors with a robust retirement plan and matching contribution are not cutting back retirement benefits ... Plan sponsors have increased mental health benefits and added high-deductible health plans as an avenue for navigating the effects of increased inflation ... Employers are bolstering and adding voluntary benefits such as supplemental insurance for critical illness and personal accident and hospital indemnity coverage ... Employers are also incorporating child and elder care benefits[.]"  MORE >>

PLANSPONSOR; free registration may be required

Employee Benefits Jobs

View job as Senior Compliance Administrator
          for AIG Life & Retirement Senior Compliance Administrator

AIG Life & Retirement

Houston TX

View job as Pension Compliance Administrator
          for Associated Pension Consultants Pension Compliance Administrator

Associated Pension Consultants


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          for Associated Pension Consultants

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          for CUNA Mutual Plan Services Consultant II

CUNA Mutual


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          for CUNA Mutual

View job as Senior Retirement Plan Education Consultant
          for Newport, an Ascensus Company Senior Retirement Plan Education Consultant

Newport, an Ascensus Company

Remote / AZ / CA / ID / NV / OR / WA

View job as Senior Retirement Plan Education Consultant
          for Newport, an Ascensus Company

View job as Senior RFP Writer
          for Newport, an Ascensus Company Senior RFP Writer

Newport, an Ascensus Company


View job as Senior RFP Writer
          for Newport, an Ascensus Company

Press Releases

Centivo Ebook Provides Checkup for Employer-Sponsored Health Plans


HUB International Enhances Retirement Advisory Services with Acquisition of the Assets of Direct Advisors, LLC in New York

HUB International

Groom Leaders Accepted Into Harvard Law Leadership in Law Firms Program

Groom Law Group

Webcasts and Conferences
(Health & Welfare Plans)

The Overturning of Roe v. Wade: Impact on Employers and Group Health Plans

October 5, 2022 WEBCAST

McAfee & Taft

Last Issue's Most Popular Items

CRS 'In Focus': Selected Health Provisions of the Inflation Reduction Act

Congressional Research Service [CRS]

DOL Updates Guidance on Employee Benefit Plan Auditor Independence

American Retirement Association [ARA]

CRS Legal Sidebar: Proposed HHS Rule Addressing Section 1557 of the ACA's Incorporation of Title IX

Congressional Research Service [CRS]

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BenefitsLink Retirement Plans Newsletter, ISSN no. 1536-9587.

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