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Health & Welfare Plans Newsletter

November 14, 2022

4 New Job Opportunities 4 New Job Opportunities


[Guidance Overview]

ACA Numbers and Limits 2014-2023 (PDF)

Chart includes detailed breakdown of applicable dollar limits for: [1] Applicable Large Employer (ALE) Shared Responsibility Penalty (IRC Section 4980H, Forms 1094-C and 1095-C); [2] Premium Tax Credits (IRC Section 36B, Form 8962); [3] Group Health Insurance Reforms (IRC Section 9815 & Section 4980D, Form 8928); [4] Qualified Small Employer Health Reimbursement Account (QSEHRA) Contribution Limits (IRC Section 9831(d)); [5] Health Savings Accounts (IRC Section 223, Form 8889).  MORE >>

Kaufman & Canoles, P.C.

[Guidance Overview]

2023 Premium Tax Credit Quick Reference Chart (PDF)

11 pages. "[1] Locate line where estimated 2023 household income & household size intersect. [2] First column shows household percentage of Federal Poverty Line. [3] Second column shows percent of household income required as contribution towards purchase of second lowest cost Silver coverage in Marketplace. [4] 'CSR AV' column shows resulting Actuarial Value after Cost Sharing Reductions applied. [5] 'Monthly contribution' = contribution percent x household income, divided by 12."  MORE >>

Kaufman & Canoles, P.C.

[Guidance Overview]

Upcoming Deadline icon New Pharmacy and Healthcare Plan Reporting Deadline Approaches

"Employers with fully insured plans through a single insurance carrier and self-funded plans with only one TPA ... should be able to rely on their vendors for most of their reporting, but they must enter into a written agreement with the carrier and should seek confirmation that the report has been submitted, requesting proof of submission for recordkeeping purposes.... Employers with self-insured plans should confirm which of the required data files their TPA and/or PBM will report, obtain written confirmation of those obligations, and retain proof of those submissions by the vendor for recordkeeping purposes."  MORE >>


[Guidance Overview]

Final Rules Issued on Private Plans Under Colorado's Paid Family and Medical Leave Insurance Act

"FAMLI creates a state-administered insurance program that will pay employees for qualifying types of leave starting January 1, 2024, much like unemployment insurance.... Employers and their employees are exempt from paying premiums if the employer provides a private plan for paid family and medical leave approved by the Division.... The final rules ... provide employers a blueprint on how to obtain approval for such plans, whether the plan is self-insured by the employer or obtained through an insurer approved by the state."  MORE >>

Husch Blackwell

COVID-19 Public Health Emergency Likely Extended Through Spring 2023

"[HHS] previously extended the public health emergency until January. HHS Secretary Xavier Becerra promised to give health-care providers 60 days notice before lifting the emergency declaration so they can prepare for a return to normal operations. However, the deadline for giving that 60-day notice was [November 11] and no notice was sent out."  MORE >>

HSA Contributions Grew in 2022; Here Are the Rules for 2023

"HSA assets grew to $98.8 billion as of June 30, a 6% increase from the prior year. The number of accounts rose 9% to nearly 34 million. Account holders contributed over $26 billion and withdrew $18 billion in the first half of this year -- an 11% and 12% increase from the prior year, respectively."  MORE >>

Investor's Business Daily

California Stockpiles Penalties from Uninsured Residents Instead of Lowering Care Costs

"Nearly three years after California started fining residents who don't have health insurance, the state has not distributed any of the revenue it has collected ... State finance officials have estimated that the revenue collected via the penalty in its first three years, from 2020 through 2022, will total about $1.3 billion."  MORE >>

Kaiser Health News

Benefits in General

[Guidance Overview]

Is My Severance Plan Subject to ERISA or Section 409A? (PDF)

"How do severance plans comply with ERISA? ... Does ERISA apply to my severance plan? ... What are the benefits of an ERISA severance plan? ... What are the risks of not complying with ERISA? ... Watch out for the 'accidental' retirement plan ... Internal Revenue Code Section 409A may also apply to severance plans ... Where do plan fiduciaries go from here?"  MORE >>

Ice Miller LLP, via Employee Benefit Plan Review

Employee Benefits Jobs

View job as Retirement Plan Administrator
            for Excellent TPA

Retirement Plan Administrator

Excellent TPA


View job as Client Service Specialist
            for EPIC Retirement Plan Services

Client Service Specialist

EPIC Retirement Plan Services

Remote / Norwich NY

View job as Client Service Specialist for EPIC Retirement Plan Services

View job as Associate Financial Planner
            for Krane Financial Solutions

Associate Financial Planner

Krane Financial Solutions

Calabasas CA

View job as Associate Financial Planner for Krane Financial Solutions

View job as Retirement Plan Administrator
            for The Finway Group

Retirement Plan Administrator

The Finway Group

Remote / West Des Moines IA / IL / KS / MN / MO / ND / NE / SD / WV

View job as Retirement Plan Administrator for The Finway Group

Press Releases

Alvarez and Marsal Appoints Third Managing Director to Its Executive Compensation Team

Alvarez & Marsal

Ascensus Announces Two New Regional Vice Presidents on Their Retirement Sales Team


Webcasts and Conferences
(Health & Welfare Plans)

What Is New About the DOL's Proposed 'New' Independent Contractor Test?



It Wouldn’t Be Fall in the DMV Region Without Leaves (of Absence)...!

November 17, 2022 WEBCAST


Last Issue's Most Popular Items

[Quiet] Extension of IRS Notice 2022-41 Now Includes Calendar Year Cafeteria Plans


Rules to Remember About the Interaction Between COBRA and Medicare

Groom Law Group

The Unlikely Intersection Between ERISA and State Laws Regulating Abortion

Trucker Huss

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BenefitsLink Retirement Plans Newsletter, ISSN no. 1536-9587.

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