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Health & Welfare Plans Newsletter

March 10, 2023

2 New Job Opportunities 2 New Job Opportunities


[Guidance Overview]

What the End of the COVID-19 Pandemic Means for Employee Benefit Plan Deadlines and Coverage

"[T]he calculation of normal deadlines will resume on July 10, 2023, for individuals whose Relief Event date was after July 10, 2022.... Employers would also be well served to review COBRA notices previously issued to determine if an updated notice or communication is merited in light of the impending end of the relief."  MORE >>

Jackson Lewis P.C.

[Guidance Overview]

Final Key Dates for Calendar Year 2023: Qualified Health Plan Data Submission and Certification, Rate Review, and Risk Adjustment (PDF)

Summarizes key dates for calendar year 2023 regarding activities and policies that are outlined in other documents.  MORE >>

Centers for Medicare & Medicaid Services [CMS], U.S. Department of Health and Human Services [HHS]

[Guidance Overview]

San Francisco Issues Implementation Guidance for Military Leave Pay Protection Act

"The guidance provides answers to frequently asked questions (FAQ) regarding the ordinances, such as which employers are covered by the ordinance, which employees are covered, and how to calculate supplemental pay. The FAQ notes the following important points:"  MORE >>

Jackson Lewis

Ninth Circuit Affirms Dismissal of Putative ERISA Class Action Against MEWA Manager

"[T]he court held that participants in the RingCentral health and welfare benefit plan -- which participated in the Tech Benefits Program, a Multiple Employer Welfare Arrangement (MEWA) -- lack Article III standing to sue the MEWA manager for breach of fiduciary duty under ERISA arising from an alleged unlawful kickback scheme and excessive administrative fees." [Winsor v. Sequoia Benefits & Ins. Servs., LLC, No. 21-16992 (9th Cir. Mar. 8, 2023)]  MORE >>

Roberts Disability Law

Employee Benefits Can Help Attract Women to Construction

"[F]amily-based considerations are viewed as a top deterrent to pursuing a career in the industry. Transportation is another key concern ... Among the most important are programs that support: [1] Women's health; [2] Education/apprenticeship; [3] Families; [4[ Work-life balance."  MORE >>


Bill Introduced to Protect Employer-Sponsored Health Benefits During Lockouts, Strikes

"The bill [HR 1447] provides that if an employer alters or terminates an employee's coverage in a group health plan during a lawful strike or lockout, the employer will be fined $75,000 per offense during a lockout and $50,000 per offense during a strike.... Each employee whose plan is altered or terminated during a strike or lockout constitutes a single offense[.]"  MORE >>

PLANSPONSOR; free registration may be required

More Retiree Health Plans Move Away From Traditional Medicare

"Retirees whose former employers offer health coverage are being shifted to privately run Medicare Advantage, often against their wishes. The change saves millions for employers."  MORE >>

The New York Times; subscription may be required

How Much Will I Really Need for Health Care in Retirement?

"[T]he average couple who retires today at age 65 with traditional Medicare coverage can expect to spend roughly $315,000 (after tax) during retirement on copays, deductibles, insurance premiums, and other expenses not covered by insurance. That does not include costs associated with long-term care (LTC), the median annual cost of which was $108,000 per year in 2021 for a private room at a nursing home facility."  MORE >>



Volunteering for Trouble: The Nightmares Voluntary Benefits Often Bring

"[V]oluntary benefit providers systematically over-promise and under-deliver.... The carrier will not enroll all of your employees correctly.... This will increase the HR department's workload and hours will be spent on the transition.... Depending on the type of product you offer, you may have to meet minimum participation levels.... Courts regularly rule that a voluntary plan is an ERISA plan, even if the employer never intended to sponsor the plan formally.... [Yet some voluntary benefits] can be appropriate and even desirable in a handful of circumstances."  MORE >>

Benefit Revolution

Employee Benefits Jobs

View job as Retirement Plan Consultant
            for Henderson Brothers

Retirement Plan Consultant

Henderson Brothers

Remote / Pittsburgh PA

View job as Retirement Plan Consultant for Henderson Brothers

View job as Retirement Plan Consultant
            for Definiti

Retirement Plan Consultant



View job as Retirement Plan Consultant for Definiti

Press Releases

ReKlame Health Joins Cigna In-Network, Reducing Psychiatric Care Barriers for BIPOC Communities


Deadlines and Tax Tips: Health-E Commerce Issues Smart Money Reminders for Flexible Spending Account (FSA) and Health Savings Account (HSA) Users

Health-E Commerce

Webcasts and Conferences
(Health & Welfare Plans)

Employee Benefits and Executive Compensation Series: Health and Welfare Benefits

March 17, 2023 WEBINAR

Ogletree Deakins

Welfare Plan Check-Up: Assessing Your Welfare Plan’s Compliance

March 23, 2023 WEBINAR

Hunton Andrews Kurth

Last Issue's Most Popular Items

Text of IRS Rev. Proc. 2023-17: Adjusted Applicable Dollar Amounts Under Section 4980H, for Calculation of 2024 Employer Shared Responsibility Payments (PDF)

Internal Revenue Service [IRS]

Tri-Agencies Release Guidance for Group Health Plan 'No Gag Clause' Attestations


Departments Issue Guidance Requiring First Annual 'Gag' Attestation by December 31, 2023

The Wagner Law Group

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BenefitsLink® Retirement Plans Newsletter, ISSN no. 1536-9587.

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