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Health & Welfare Plans Newsletter

October 8, 2024

3 New Job Opportunities 3 New Job Opportunities

 

[Guidance Overview]

New California Regulation of Health Plans' Automated Claims Processing

"California law will impose new obligations on in-state and out-of-state health care service plans (HCSPs) and disability insurers that use automated decision-making tools to analyze medical necessity in utilization reviews affecting California enrollees. Health care professionals -- not automated decision-making tools -- may deny, delay, or modify provision of health care based on medical necessity determinations. Noncompliance may result in civil and criminal penalties."  MORE >>

Reed Smith

[Sponsor]

2025 Onsite Employee Health & Wellness Centers Summit

January 16-17, 2025; Las Vegas, NV. Leading Strategies to Build & Expand Onsite Health & Wellness Centers: Reduce Medical Expenses, Ensure/Maintain a Competitive Benefits Strategy and Achieve a High-Performing & Healthy Workforce

Sponsored by World Conference Forum

[Guidance Overview]

Massachusetts Expands Reasons for Use of Earned Sick Time

"Employees may now use Massachusetts Earned Sick Time to 'address the employee's own physical and mental health needs, and those of their spouse, if the employee or the employee's spouse experiences pregnancy loss or a failed assisted reproduction, adoption or surrogacy.' ... The change to the law will take effect November 21, 2024."  MORE >>

Littler

OCR Withdraws Appeal of District Court Order Blocking HIPAA Online Tracking Technologies Guidance

"[T]he District Court held that the guidance 'improperly creat[ed] substantive legal obligations for covered entities,' and that the 'the Proscribed Combination facially violate[d] HIPAA's unambiguous definition of IIHI.' ... OCR initially appealed the District Court's order to the Fifth Circuit; however, on August 29, 2024, OCR withdrew its appeal." [American Hospital Association v. Becerra, No. 23-1110 (N.D. Tex. Jun. 20, 2024)]  MORE >>

Health Law Advisor, Epstein Becker Green

How Much Is Health Spending Expected to Grow?

"This chart collection explores how health spending is expected to grow in coming years, based on National Health Expenditure (NHE) projections from federal actuaries. A related chart collection explores how U.S. health spending has changed over time using historical data, and an interactive tool allows users to explore health spending changes over time."  MORE >>

The Peterson-Kaiser Health System Tracker

Despite Positive Outcomes, Coverage of GLP-1 Drugs Presents Complicated Questions

"In May, a survey ... found that 57% of employers covered GLP-1 drugs only for diabetes, while 34% also covered them for weight loss (up from 49% and 26%, respectively, in 2023). Among those offering coverage for diabetes, 19% were considering making coverage available for weight loss.... HR departments eventually may face more pressure to cover the drugs compared with most treatments ... because GLP-1s have become entrenched in mainstream conversations and social-media posts about health and wellness."  MORE >>

Healthcare Financial Management Association [HFMA]; free registration may be required

Optimizing Healthcare Costs: Quantifying the Value of Annual Wellness Visits (PDF)

17 pages. "This report investigates the impact of [annual wellness visit (AWV)] utilization on Medicare Fee-For-Service (FFS) enrollees' cost of care, using data from 2016-2022.... AWV utilization has steadily increased over time, reaching 30% in 2022.... AWV utilization is associated with 19% lower risk-adjusted costs compared to non AWV utilizers, with even greater cost savings observed among dual-eligible individuals and those with chronic conditions like diabetes and cardiovascular disease."  MORE >>

Wakely Consulting Group

Benefits in General

[Guidance Overview]

DOL Updates and Cybersecurity Guidance and Confirms That It Applies to All ERISA Plans

"[In] following the DOL's guidance with respect to such service providers, plan sponsors and fiduciaries should: [1] request and review the service provider's information and documentation regarding cybersecurity policies, procedures, guidelines, and standards ... [2] include cybersecurity and data privacy provisions in service provider agreements ... and [3] inquire whether third-party service providers have applicable insurance policies."  MORE >>

Patterson Belknap Webb & Tyler LLP

Employee Benefits Jobs

View job as Benefits Manager for West Side Federation for Senior & Supportive Housing

Benefits Manager

West Side Federation for Senior & Supportive Housing

New York NY

View job as Benefits Manager for West Side Federation for Senior & Supportive Housing
View job as Part-Time Distribution Reviewer for Nova 401(k) Associates

Part-Time Distribution Reviewer

Nova 401(k) Associates

Remote

View job as Part-Time Distribution Reviewer for Nova 401(k) Associates
View job as Employee Benefits Associate for Shipman & Goodwin LLP

Employee Benefits Associate

Shipman & Goodwin LLP

Remote / CT

View job as Employee Benefits Associate for Shipman & Goodwin LLP

Selected New Discussions

Same Employer, Different Benefits.

"Parent has two subsidiaries, A and B. Some of the employees of A are going to be transferred to B and paid under B's EIN, however, they are going to remain participants in A's H&W benefits. As a result, B will have a group of employees that participate in B's H&W benefits and another (new) group of employees who participate in A's H&W benefits (former A employees). What, if any, are the issues with this type of structure? What should my concerns be? Is this allowed? Is everything okay, so long as we are able to pass some sort of testing?"

BenefitsLink Message Boards

ICHRA Loss of Coverage

"Since ICHRAs are still so new, I keep running into issues that I haven't encountered before. My client just terminated an employee who had himself and his Spouse on an individual plan in which he was receiving a reimbursement for. Now that the ICHRA has been terminated the reimbursement is gone and the insurance is too expensive. They would like to join the Spouse's group plan, but the issue we are running into is that the group carrier is saying they need to produce a Loss of Coverage letter showing an involuntary loss of coverage. The Loss Of Coverage letter will show a Voluntary drop though. The ICHRA administrator has told us this is indeed a QLE, but I'm trying to determine if it just opens a SEP to purchase another IFP plan or allows them to enroll in a Group plan as well. This is all I could find ... Also I wasn't sure if the loss of an ICHRA could be considered a loss of employer contribution towards health coverage."

BenefitsLink Message Boards

Webcasts and Conferences
(Health & Welfare Plans)

Practical Responses to the Final Mental Health Parity Regulations

October 23, 2024 WEBINAR

Thompson Hine LLP

Optimizing Health Benefits to Attract, Support, and Retain Remote Talent

October 29, 2024 WEBINAR

SafetyWing

Last Issue's Most Popular Items

New Language Requirements Effective Next Year for SBCs (And Other ACA Notices) (PDF)

Gallagher

Text of CMS 2026 Draft Letter to Issuers in the Federally-Facilitated Exchanges (PDF)

Centers for Medicare & Medicaid Services [CMS], U.S. Department of Health and Human Services [HHS]

Supreme Court to Decide Whether ADA Permits Former Employees to Sue for Post-Employment Benefits

HR Daily Advisor

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BenefitsLink® Health & Welfare Plans Newsletter, ISSN no. 1536-9595.

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