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Health & Welfare Plans Newsletter

November 19, 2024

3 New Job Opportunities 3 New Job Opportunities

 

[Guidance Overview]

Telehealth Companies Can Prescribe Controlled Meds Through 2025

"The Drug Enforcement Administration (DEA) will extend pandemic-era telehealth prescribing flexibilities for one year, through Dec. 31, 2025 ... The prescribing flexibilities put forward during the COVID-19 pandemic allowed licensed DEA providers to prescribe Schedule 2-5 controlled substances via telehealth."  MORE >>

FierceHealthcare

[Guidance Overview]

How Expanded Birth Control Coverage May Affect Employers

"[T]he proposed requirement that group health plans maintain an exceptions process that defers to the individual's attending provider for all recommended preventive items and services, not just contraceptive coverage, may ultimately prove more significant for some plan sponsors. This article summarizes the background, key aspects of the proposed rules and implementation issues for employers."  MORE >>

Proskauer

[Guidance Overview]

Expansion to Massachusetts Earned Sick Time to Include Pregnancy Loss, Failed Assisted Reproduction, Adoption, or Surrogacy

"Effective November 21, 2024, employees with a primary place of employment in Massachusetts may use earned sick time to address their own physical and mental health needs, as well as those of their spouse, in the event of pregnancy loss or a failed assisted reproduction, adoption, or surrogacy.... The inclusion of leave for pregnancy loss and fertility treatment failures reflects an ongoing trend toward expanding leave protections[.]"  MORE >>

Hirsch Roberts Weinstein LLP

[Guidance Overview]

Missouri's Paid Sick Leave Law: What Employers Need to Know

"The new law applies to all private employers in Missouri. However, certain employees are excluded from coverage ... Beginning May 1, 2025, eligible employees will accrue a minimum of one hour of paid sick leave for every 30 hours worked. Employers with at least 15 employees may limit employees to using 56 hours of paid sick time each year. All other employers may limit employees to using 40 hours of paid sick time annually."  MORE >>

Jackson Lewis P.C.

District Court Approves Settlement on Plan Coverage of Infertility Treatments for Same-Sex Participants

"New York district court has preliminarily approved a class action settlement involving a health insurer's fertility policy that allegedly discriminated against LGBTQ individuals covered by the insurer's plans. The settlement would require the insurer to change its policy on eligibility for fertility treatment coverage and make payments to participants who incurred out-of-pocket expenses for fertility treatments due to the insurer's policy." [Goidel v. Aetna Life Ins. Co., No. 21-7619 (S.D.N.Y. Oct. 8, 2024)]  MORE >>

Thomson Reuters Practical Law

Justice Department Sues to Block UnitedHealth Group's Acquisition of Home Health and Hospice Provider Amedisys

"The complaint ... alleges that the transaction would eliminate competition between UnitedHealth and Amedisys ... two of the largest home health and hospice providers in the United States. Eliminating the competition between UnitedHealth and Amedisys would harm patients who receive home health and hospice services, insurers who contract for home health services, and nurses who provide home health and hospice services." [U.S. v. UnitedHealth Group Inc. and Amedisys, Inc., No. 24-3267 (D. Md. complaint filed Nov. 12, 2024)]  MORE >>

U.s. Department of Justice

Rising Number of ERISA Class Action Lawsuits Challenge Health Plan Tobacco Surcharges

"Designed to encourage wellness, tobacco surcharges are increasingly viewed as potentially punitive rather than supportive, prompting employers to reevaluate these programs’ structures."  MORE >>

Jenny Kiesewetter, via LinkedIn

Managing the Specialty Drug Cost Challenge: Is Your Pharmacy Benefits Strategy Ready for 2025?

"The cornerstone of any effective pharmacy benefits strategy lies in proactive utilization management.... You need to combine a robust navigation platform with independent care coordinators who serve as central connectors between employers, PBMs, prescribing providers and members. A platform with unique access to real-time data and insights makes it possible to intervene early for prior authorization reviews to proactively anticipate specialty drug requests and potentially change the trajectory of care before a claim is filed."  MORE >>

MedCity News

2024 HSA Survey: Benchmarking Data for Health Savings Accounts

56 pages. "Sixty percent of employees choose the HSA-qualifying health option when given the opportunity. Nearly two-thirds of employers have seen an increase in HDHP use over time.... The average participant contribution in 2023 was $2,609, up from $2,323 the year before.... Three-quarters of employers make contributions to the HSA and most (57.2 percent) provide a set amount per coverage level.... Less than thirty percent of respondents indicated that they position the HSA as part of a retirement savings strategy to employees."  MORE >>

Plan Sponsor Council of America [PSCA]

Diabetes in the Workplace: A Growing Concern

"While medications like GLP-1s play an increasingly important role in diabetes management, lifestyle and behavioral modifications cannot be overlooked for sustainable diabetes management.... Diabetes places significant pressure on healthcare costs for employers. U.S. companies incur $413 billion annually in diabetes-related costs alone."  MORE >>

bswift

[Opinion]

How Medicare Is Causing Patients to Overpay for Prescription Drugs

"[T]raditional Medicare causes the elderly and people with disabilities to overpay for the drugs they use. This occurs for three reasons: [1] traditional Medicare requires three separate insurance plans for comprehensive coverage, [2] traditional Medicare drug plans are required to community rate, without adequate risk adjustment, and [3] [PBMs] are able to calculate patients' coinsurance based on list prices, rather than on the actual discounted prices the PBM pays the manufacturers."  MORE >>

Health Affairs Forefront

[Opinion]

Inside UnitedHealth’s Playbook for Limiting Mental Health Coverage

"Three states found United's algorithmic system to limit mental health coverage illegal; when they fought it, the insurer agreed to restrict it.... The company is policing mental health care with arbitrary thresholds and cost-driven targets, highlighting a key flaw in the U.S. regulatory structure.... The poorest and most vulnerable patients are now most at risk of losing mental health care coverage as United targets them for cost savings."  MORE >>

ProPublica

[Opinion]

Reconsidering the No Surprises Act Data: Implications for Policymakers

"[The authors] explain why [they] believe that providers' win rate in arbitration reflects their ability to demonstrate with data that their offer is the more reasonable one. [They] also provide a perspective on factors driving the use of the federal IDR process, sharing [their] experiences as radiology providers to illustrate how the current process is not fulfilling the intent of the law. [The] goal is to inform policy makers as they consider potential reform."  MORE >>

Health Affairs Forefront

Benefits in General

Designing a Benefits Plan for Your Late-Career Employees

"Address older worker healthcare needs ... A greater interest in insurance coverage ... Encourage retirement saving with matching and education ... Consider legal assistance as a company benefit ... Flex-time and other benefits."  MORE >>

PlanPILOT

Employee Benefits Jobs

View job as Compliance Consultant (TPA) for Retirement Plan Consultants

Compliance Consultant (TPA)

Retirement Plan Consultants

Remote / Norfolk NE

View job as Compliance Consultant (TPA) for Retirement Plan Consultants
View job as DB-CB Plan Administrator for The Pension Source

DB-CB Plan Administrator

The Pension Source

Remote / Stuart FL

View job as DB-CB Plan Administrator for The Pension Source
View job as Benefits Technician for Grossmont Union High School District

Benefits Technician

Grossmont Union High School District

El Cajon CA

View job as Benefits Technician for Grossmont Union High School District

Press Releases

Federal Court Approves $12M Plan to Distribute Assets to Providers, Participants Harmed by Underfunded Health Plan Arrangement in 36 States

Employee Benefits Security Administration [EBSA], U.S. Department of Labor

Peek's First-Ever 'Prescription Marketplace' Helps Employers Revolutionize Their Prescription Benefits

Peek

Webcasts and Conferences
(Health & Welfare Plans)

2024 Washington Update

November 21, 2024 in MA

New England Employee Benefits Council [NEEBC]

Trump II: What It May Mean for Commercial Insurers, Medicare and Medicaid MCOs, TPAs, and Health Services Companies

November 21, 2024 WEBINAR

Groom Law Group

Last Issue's Most Popular Items

2024 Health Plan Year-End Review and Reminders (PDF)

Gallagher

Final Mental Health Parity Rules: A Plan Sponsor's Implementation Guide

Alston & Bird

Benefit Plan Year-End Action Items at a Glance

Smith Anderson

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BenefitsLink® Health & Welfare Plans Newsletter, ISSN no. 1536-9595.

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