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Health & Welfare Plans Newsletter

December 23, 2024

7 New Job Opportunities 7 New Job Opportunities

 

[Guidance Overview]

What Plan Sponsors Need to Know About the MHPAEA Final Rule

"This article provides a detailed overview of the Final Rule and includes ... practical steps that plan sponsors should keep in mind ... [The 'meaningful benefits'] requirement is, in effect, a benefits mandate with regards to the kinds of treatments that plans must provide for covered mental health conditions and substance use disorders.... Compliance with the Final Rule will be a very heavy lift for plan sponsors."  MORE >>

Trucker Huss

[Guidance Overview]

HHS Releases Medicare Cost Savings for 64 Prescription Drugs

"The 64 drugs with reduced co-insurance costs for Medicare patients include Kepivance, which treats mouth sores caused by chemotherapy, Talvey, used to treat patients with multiple myeloma, and Yescarta for recurrent or treatment-resistant blood cancer."  MORE >>

FierceHealthcare

[Guidance Overview]

New York Becomes First in the Nation to Mandate Paid Prenatal Leave

"The new legislation expands the existing Sick Leave Law to require employers to provide an additional 20 hours per calendar year of paid sick time to New York employees for prenatal healthcare services. This is intended to be a separate, stand-alone benefit from other leave policies and laws.... [E]mployers cannot require the use of one leave type over another. And unlike Paid Sick Leave, employers cannot opt for an accrual method and must make the leave available to all employees once law takes effect on January 1, 2025."  MORE >>

Dentons

[Guidance Overview]

Reminder: Connecticut's Expanded Paid Sick Leave Law Takes Effective January 1, 2025

"While Connecticut has had mandatory paid sick leave for 'service workers' employed by companies with at least 50 employees for over a decade, as of January 1, 2025, the law is expanded to cover all employees working for a company with more than 25 employees. The number of employees slowly drops year over year so that on January 1, 2027, all employers who employ at least 1 employee must comply."  MORE >>

FordHarrison

District Court Excludes Post-Exhaustion Evidence in ERISA Disability Case, Highlighting Importance of Procedural Deadlines

"The crux of the legal dispute centered around whether evidence obtained by Reliance after the administrative claim was deemed exhausted should be included in the court's record.... The court agreed with Plaintiff, granting her motion to exclude such evidence and emphasizing that Reliance's noncompliance with the DOL's strict deadlines effectively closed the administrative record." [King v. Reliance Standard Life Ins. Co., No. 23-0443 (N.D. Ind. Dec. 19, 2024)]  MORE >>

Roberts Disability Law

Ascension Cyberattack Exposes Data from 5.6 Million People

"Data from nearly 5.6 million people was exposed due to a ransomware attack on nonprofit health system Ascension this spring, according to a report to federal regulators. The attack compromised personal information from some current and former Ascension patients, senior living residents and employees ... The breach is the third largest reported to the HHS' Office for Civil Rights' healthcare data breach portal this year[.]"  MORE >>

HealthcareDIVE

Federal Paid Family Leave Proposal Could Ease State Patchwork

"The Bipartisan House Working Group released drafts of two bills that would incentivize uniform state paid family leave laws.... Although the bills would not override state laws or establish a mandatory federal paid leave scheme, they aim to standardize various state paid family leave programs and incentivize state participation."  MORE >>

HR Policy Association [HRPA]

Uncertain Outlook for the Extension of Pandemic Telehealth Flexibilities

"The end of these flexibilities may result in a dramatic reduction in the scope of Medicare Fee-For-Service reimbursement for telehealth ... If the flexibilities are not extended before the end of the year, there is also the possibility that they could be retroactively extended once either the new congress is sworn in on January 3, or when the new administration takes office on January 20."  MORE >>

Michael Best

Benefit Enhancements Proposed for City of Los Angeles Airport and Hotel Employees

"The draft ordinance [provides] for a health payment of $8.35 an hour commencing on July 1, 2025. This is an increase from the current $5.95 per hour under the LWO and would be a new benefit for most hotel workers."  MORE >>

Jackson Lewis

[Opinion]

Fate of ACA Preventive Services Uncertain Before Supreme Court

"The requirement that certain preventive services be covered without cost-sharing is one of the most popular provisions of the ACA. It has enabled over 150 million people to access free preventive care, which has improved overall health outcomes and minimized gaps in access to care, especially among marginalized populations. Ending this requirement would roll back health care to the pre-ACA era when cost-sharing barriers made it harder for many Americans to access preventive services."  MORE >>

Health Affairs Forefront

[Opinion]

How CEOs Can Pick Up the Ball on Insurance Coverage

"With thorough research and, potentially, guidance from independent consultants, companies could secure better premiums, improve outcomes, reduce denials, and enhance employee satisfaction. However, many organizations rely only on advisors who focus narrowly on premiums ... This is particularly problematic when using commission-based advisors whose incentives align with insurers, not the employers or employees. For the advisor/consultant, higher premiums yield higher commissions, bonuses, trips and other rewards."  MORE >>

Boston Herald

Benefits in General

[Official Guidance]

Text of Treasury Department Proposed Regs Governing Practice Before the IRS

"These regulations propose to eliminate provisions related to registered tax return preparers, classify the use of certain contingent fee arrangements by practitioners as disreputable conduct, establish new standards for appraisals and the disqualification of appraisers, and update certain provisions as appropriate. This document also provides notice of a public hearing on the proposed regulations and withdraws the notice of proposed rulemaking published on July 28, 2009. The regulations would affect registered tax return preparers, enrolled agents (EAs), enrolled retirement plan agents, enrolled actuaries, Annual Filing Season Program (AFSP) participants, attorneys, certified public accountants (CPAs), appraisers, and other practitioners."  MORE >>

U.S. Department of the Treasury

[Guidance Overview]

EBSA and Treasury Provide Relief for Employee Benefit Plans and Participants Impacted by Hurricane Helene, Tropical Storm Helene and Hurricane Milton

"The relief for both storms ends on May 1, 2025. It is important to note that the relief applies not only to ERISA employee benefit plans under the EBSA Notice but also to plan participants, beneficiaries and enrollees affected by the covered disasters, as specified in the DOL/IRS joint notice."  MORE >>

Brown & Brown, Inc.

Eleventh Circuit Upholds Non-Signatory's Right to Sue Under ERISA Despite Arbitration Agreement

"Lubin, who was covered under his wife's Starbucks health plan, claimed that Starbucks sent him a deficient COBRA notice. The crux of the matter, however, was that while Lubin's wife was bound by an arbitration agreement due to her employment, Lubin himself never agreed to arbitrate disputes with Starbucks.... This case underscores the necessity for employers and organizations to clearly delineate the parties bound by arbitration agreements[.]" [Lubin v. Starbucks Corp., No. 21-11215 (11th Cir. Dec. 16, 2024)]  MORE >>

Roberts Disability Law

Employee Benefits Jobs

View job as Retirement Plan Administrator for Florida Retirement Consultants

Retirement Plan Administrator

Florida Retirement Consultants

Remote / FL

View job as Retirement Plan Administrator for Florida Retirement Consultants
View job as Retirement Plan Administrator for Nicholas Pension Consultants

Retirement Plan Administrator

Nicholas Pension Consultants

Remote / Rancho Cordova CA / Corona CA / Hybrid

View job as Retirement Plan Administrator for Nicholas Pension Consultants
View job as Senior Retirement Analyst for Dunbar, Bender & Zapf, Inc.

Senior Retirement Analyst

Dunbar, Bender & Zapf, Inc.

Remote / Pittsburgh PA

View job as Senior Retirement Analyst for Dunbar, Bender & Zapf, Inc.
View job as Retirement Plan Onboarding Coordinator for The Finway Group

Retirement Plan Onboarding Coordinator

The Finway Group

Remote / West Des Moines IA

View job as Retirement Plan Onboarding Coordinator for The Finway Group
View job as Onboarding Documents Coordinator for The Finway Group

Onboarding Documents Coordinator

The Finway Group

Remote / West Des Moines IA

View job as Onboarding Documents Coordinator for The Finway Group
View job as Head of Retirement Compliance Operations for Ascensus

Head of Retirement Compliance Operations

Ascensus

Dresher PA / Hybrid

View job as Head of Retirement Compliance Operations for Ascensus
View job as Sr Compliance Analyst for Ascensus

Sr Compliance Analyst

Ascensus

Dresher PA / Hybrid

View job as Sr Compliance Analyst for Ascensus

Webcasts and Conferences
(Health & Welfare Plans)

2024 Benefits Year in Review

December 23, 2024 WEBINAR

International Foundation of Employee Benefit Plans [IFEBP]

What Loper Bright Means for Employment and Labor Law

January 9, 2025 WEBINAR

ALI CLE [American Law Institute Continuing Legal Education]

Section 125 Plans, Qualifying Events, and Special Enrollment Periods

April 8, 2025 WEBINAR

UBA [United Benefit Advisors]

New Developments in Tax-Favored Accounts

June 10, 2025 WEBINAR

UBA [United Benefit Advisors]

Last Issue's Most Popular Items

ACA Employer Reporting Changes

Keenan & Associates

Complying with the MHPAEA's 'Relevant Data' Requirement

McDermott Will & Emery

Text of IRS PLR 202451017: Eligibility for Benefits Under Pension Plan's 401(h) Retiree Medical Account (PDF)

Internal Revenue Service [IRS]

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BenefitsLink® Health & Welfare Plans Newsletter, ISSN no. 1536-9595.

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