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Health & Welfare Plans Newsletter

January 20, 2025

6 New Job Opportunities 6 New Job Opportunities

 

[Guidance Overview]

Departments' Surprise Medical Billing Guidance Addresses Gag Clause Compliance, Extends QPA Enforcement Relief

"The FAQs include the example of an agreement between a TPA and the owner of a network under which the TPA is generally barred from sharing relevant information with the plan. The agreement effectively restricts the plan from providing cost information to a business associate. In the Departments' view, this agreement: [1] Indirectly restricts the plan (even though the plan is not a party to the agreement). [2] Results in a violation of the gag clause rules by the plan."  MORE >>

Thomson Reuters Practical Law

[Guidance Overview]

Congress Extends Some Telehealth Flexibilities Through March 31

"The extension indicates bipartisan support for continuing coverage for telehealth services, but the short timeline warrants continued stakeholder engagement for the extension and eventual permanence of the Medicare telehealth flexibilities and reinstatement of the HDHP safe harbor. As the new administration takes office, it is unclear where telehealth will fall on the list of priorities."  MORE >>

McDermott Will & Emery

[Guidance Overview]

New Trans-Inclusive Healthcare Requirements for California Health Plans

"Beginning in the first quarter of 2025, California healthcare service plans, health insurers, Medi-Cal managed care plans, and PACE organizations must ensure that staff who have direct enrollee contact receive evidence-based cultural competency training focused on transgender-inclusive healthcare.... Provider directories must also be updated by March 1, 2025, to identify which in-network providers have previously offered gender-affirming services."  MORE >>

McDermott Will & Emery

[Guidance Overview]

New Connecticut Paid Sick Leave Law Includes Carryover and Notice Requirements

"The law allows for a 40-hour accrual and carryover cap.... in addition to a policy in the handbook, employers have to provide posted notice and written notice. This separate written notice must go out to ALL employees.... The law requires that employers track and keep records of the hours worked and paid sick leave accrued and used for every employee."  MORE >>

Hinckley Allen

ERIC Sues to Stop Recent Mental Health Regs, Saying New Regs Overstep Existing Mental Health Parity Law

"ERIC's lawsuit alleges that the Final Rule ... exceeds the Tri-Departments' authority under the MHPAEA and CAA, violates the Due Process Clause of the Fifth Amendment, is arbitrary and capricious, and otherwise violates the Administrative Procedure Act. ERIC's lawsuit also alleges that the January 1, 2025 effective date for many of the Final Rule's provisions is arbitrary and capricious because it did not leave enough time for plans to come into compliance with the entirely new, vaguely worded regulations." [ERIC v. HHS, No. 25-0136 (D.D.C. complaint filed Jan. 17, 2025)]  MORE >>

The ERISA Industry Committee [ERIC]

Sixth Circuit Rejects Estoppel Claim Arising from Erroneous Benefit Statement

"[T]he court ... [focused] on the discrepancy between the [LTD] benefits promised to Plaintiff ... and the benefits he ultimately received based on a cap in the governing disability plan document.... Ultimately, the Sixth Circuit underscored the primacy of written plan documents in ERISA cases and the stringent requirements for altering benefits through estoppel when the terms of a plan are clear and unambiguous." [Higgins v. Lincoln Electric Co, Inc., No. 23-5862 (6th Cir. Jan. 16, 2025)]  MORE >>

Roberts Disability Law

Congress Mulls Revival of December's Scuttled Healthcare Package

"[A]fter nearly two years of work on the legislation, key lawmakers in both chambers remain committed to passing the bipartisan healthcare package and are actively exploring options on how to move it forward, possibly as a standalone bill or as a rider on a March government funding measure. However, in remains to be seen how this effort will fit into an increasingly busy legislative calendar stacked with competing priorities."  MORE >>

Mercer

Cybersecurity May Be OCR’s New Year’s Resolution

"The first few weeks of 2025 have already brought with them proposed amendments to the HIPAA Security Rule and five enforcement actions alleging inadequate risk analyses."  MORE >>

Carlton Fields

Benefits in General

EBSA Restores Nearly $1.4 Billion to Employee Benefit Plans, Participants, and Beneficiaries in FY2024 (PDF)

"In FY 2024, EBSA closed 729 civil investigations.... Over $544 million restored to workers through informal complaint resolution ... 68 people indicted and 161 people plead guilty or convicted for crimes related to employee benefit plans ... $53.5 million distributed to participants through abandoned plan program ... Over 21,000 compliance assistance program applications & filings."  MORE >>

Employee Benefits Security Administration [EBSA], U.S. Department of Labor [DOL]

Employee Benefits Jobs

View job as Senior Retirement Analyst for Dunbar, Bender & Zapf, Inc.

Senior Retirement Analyst

Dunbar, Bender & Zapf, Inc.

Remote / Pittsburgh PA

View job as Senior Retirement Analyst for Dunbar, Bender & Zapf, Inc.
View job as Relationship Manager for Trinity Pension Consultants

Relationship Manager

Trinity Pension Consultants

Remote / Akron OH / Hybrid

View job as Relationship Manager for Trinity Pension Consultants
View job as ERISA Resource Desk Consultant for Retirement Learning Center

ERISA Resource Desk Consultant

Retirement Learning Center

Remote / Pequot Lakes MN

View job as ERISA Resource Desk Consultant for Retirement Learning Center
View job as Actuarial Analyst - Combo Plans for Definiti

Actuarial Analyst - Combo Plans

Definiti

Remote

View job as Actuarial Analyst - Combo Plans for Definiti
View job as 3(16) Consultant for Definiti

3(16) Consultant

Definiti

Remote

View job as 3(16) Consultant for Definiti
View job as Benefits Analyst/Consultant/Representative for International Union, UAW

Benefits Analyst/Consultant/Representative

International Union, UAW

Detroit MI

View job as Benefits Analyst/Consultant/Representative for International Union, UAW

Last Issue's Most Popular Items

2024 MHPAEA Report to Congress (PDF)

U.S. Department of Health and Human Services [HHS]; U.S. Department of Labor [DOL]; and U.S. Treasury Department

Updated HRSA Guidelines Expand Preventive Health Services That Must Be Covered Without Cost Sharing (PDF)

Thomson Reuters / EBIA

HIPAA Security Rule: Big Changes May Be Coming for Covered Entities & Business Associates

Michael Best

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BenefitsLink® Health & Welfare Plans Newsletter, ISSN no. 1536-9595.

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