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Health & Welfare Plans Newsletter
August 8, 2025
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💼 3 New Job Opportunities
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[Official Guidance]
DOL, HHS and Treasury Nonenforcement Statement Regarding Short-Term, Limited-Duration Insurance (PDF)
"Consistent with EO 14219, the Departments intend ... to undertake notice-and-comment rulemaking to consider the need for
amendments to the regulatory definition of 'short-term, limited-duration insurance.' Until future rulemaking is issued and applicable, the Departments do not intend to prioritize enforcement actions for violations related to failing to meet the definition of 'short-term, limited-duration insurance' in the 2024 final rules, including the notice provision." MORE >>
Centers for Medicare & Medicaid Services [CMS], U.S. Department of Health and Human Services [HHS]
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[Guidance Overview]
Mental Health Parity Compliance Concerns Persist: Key Findings in the 2024 Report to Congress
"[EBSA and CMS] issued over 120 enforcement letters during the reporting period ... Plans frequently failed to prepare analyses, omitted benefit classifications, and relied on vague or unsupported assertions, ultimately hindering their ability to demonstrate MHPAEA
compliance." MORE >>
Sequoia
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[Guidance Overview]
Enhanced Premium Tax Credits Are Ending, But ACA Penalties Are Increasing
"While many will no longer be eligible for PTCs beginning in 2026, applicable large employers should not get too comfortable because the Bill did not repeal the employer shared responsibility penalties -- and they are about to get more
expensive. ... Smaller employers should annually revisit the ALE determination ... Keep related employers in mind ... Review the look-back measurement method policy ... Ensure workers are classified correctly." MORE >>
Boutwell Fay LLP
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[Guidance Overview]
State of Illinois Set to Require Health Coverage for Dependent Parents in 2026
"Set to go into effect on January 1, 2026, Illinois House Bill 5258 will ... mandate that fully insured health plans in the state of Illinois include insurance coverage for ... both parents and stepparents of an insured individual ... if the parent or stepparent lives within the service area of the accident and health insurance policy and meets the definition of a 'qualifying relative' under 26 U.S. Code Section 152(d)." MORE >>
AssuredPartners
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[Guidance Overview]
Rhode Island Bars Workplace Discrimination Based on Menopause Symptoms
"The state added menopause to the list of conditions, such as pregnancy and childbirth, that employers must reasonably accommodate. The law took effect on June 24, 2025.... Employers must provide written notice, including a notice conspicuously posted at the workplace
in an area accessible to employees, about the right to be free from discrimination in relation to menopause." MORE >>
Ogletree Deakins
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[Guidance Overview]
Rhode Island First in Nation to Require Accommodation of Employee's Menopause, Effective Immediately
"Rhode Island employers are required to engage in a timely, good-faith, interactive process to identify reasonable accommodations for employees who are experiencing menopause symptoms or related medical conditions.... [T]he amendment did not add any new possible
accommodations or otherwise identify accommodations specific to menopause. " MORE >>
Jackson Lewis P.C.
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Knowledge About Mental Health Coverage Is Lacking Among Private Health Plan Enrollees (PDF)
"Four in 10 private health plan enrollees were unsure as to whether their health plan provides coverage for mental health care services as it does for other health care.... Most people thought that mental health care services should be covered the same way as other health care
services. " MORE >>
Employee Benefit Research Institute [EBRI]
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Reinventing Healthcare for Public Sector Retirees
"Rising retiree healthcare liabilities strain public sector budgets, but shifting to the individual marketplace with defined contributions offers cost relief and better retiree healthcare." MORE >>
Willis Towers Watson
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Employee Benefits Jobs
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Webinars, Podcasts and Conferences (Health & Welfare Plans) |
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What the OBBBA Says About Employee Benefits
ON-DEMAND WEBINAR
Bond, Schoeneck & King, PLLC
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HSA Can You See? A Deep Dive on Health Savings Accounts
PODCAST
American Benefits Council
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Last Issue's Most Popular Items |
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Health and Welfare Developments for Plan Sponsors
Winston & Strawn LLP
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Survey of Employer Health and Benefit Strategies for 2026 (PDF)
Mercer
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Roundup of Selected State Health Developments, Second Quarter 2025 (PDF)
Mercer
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Copyright 2025 BenefitsLink.com, Inc. All materials contained in this newsletter are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of BenefitsLink.com, Inc., or in the case of third party materials, the owner of those materials. You may not alter or remove any trademark, copyright or other notices from copies of the content.
BenefitsLink® Health & Welfare Plans Newsletter, ISSN no. 1536-9595.
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