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Health & Welfare Plans Newsletter
September 3, 2025
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💼 2 New Job Opportunities
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[Guidance Overview]
Americans to Gain New Access to Real-Time Prescription Drug Price Information
"HHS' final rule ensures that health care providers using certified health IT systems are able to submit prior
authorizations electronically, select drugs consistent with a patient's insurance coverage, and exchange electronic prescription information with pharmacies and insurance plans." MORE >>
U.S. Department of Health and Human Services [HHS]
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[Guidance Overview]
Oregon's Paid Sick Leave Law Expands in 2026 to Cover Blood Donation
"Effective January 1, 2026 ... Senate Bill
1108 [amends] Oregon's paid sick leave law by allowing employees to use their accrued sick time to donate blood through a program approved or accredited by the American Association of Blood Banks or the American Red Cross." MORE >>
Jackson Lewis P.C.
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A Plan Document a Day Keeps the Physician Lawsuits Away
"The U.S. Court of Appeals for the Fifth Circuit ... made the following points: [1] When assignment forms are broadly drafted, they may be ambiguous as to who the assignee is, but that does not invalidate the assignments. [2] There is not a requirement that an
assignment form include a standalone 'right to sue' provision when the form assigns 'all rights' or 'all insurance benefits.' [3] An ERISA plan administrator may be prevented from enforcing plan provisions ... against a claimant if the administrator refuses to provide the document containing those provisions to the claimant." [Angelina Emergency Med. Assoc. v. Blue Cross and Blue Shield of Ala., No. 24-10306 (5th Cir. Aug. 8, 2025)] MORE >>
Haynes Boone
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How to Help Prepare Employees for Benefits Enrollment
"Selecting the optimal benefits coverage can be a stressful and even overwhelming task for your employees. Yet, as health care costs continue rising, it's more important than ever for coverage to align with their needs.... This guide for benefits leaders covers strategic
preparation, communication tactics and practical tools intended to streamline your enrollment process while ensuring employees can confidently select the appropriate coverage for their needs." MORE >>
Benefitfocus
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Generics and Biosimiliars: Back to the Future
"Generic and biosimilar savings help offset growing brand drug expenses, make medications more accessible for patients and support the sustainability of prescription benefits. This Capsule article explores metrics to monitor the use of generics and biosimilars, examines
marketplace changes impacting these metrics and reviews benefit options that support the use of these lower-cost options. How close are your generic and biosimilar metrics to optimal performance levels?" MORE >>
Brown & Brown, Inc.
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Flat Renewals, Fraud Exposed, and Real Recovery: Three Employer Wins
"[Referenced-based pricing (RBP) is] one tool alongside direct primary care, cash-bundled payments at centers of excellence, selective contracting, transparent pass-through PBMs, and high-value physician-only networks.... Here are three recent, real-world RBP stories from three
very different clients: [1] When RBP flows beautifully.... [2] When RBP is only a threat. [3] When RBP 'struggles' and still wins." MORE >>
Craig Gottwals via Substack; registration may be required
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2025 Milliman Retiree Health Cost Index
"Relative to [the] 2024 estimates, [Milliman projects a] hypothetical couple retiring in 2025 will need to save approximately $7,000 less if they have Original Medicare plus Medigap and Part D coverage, and $1,000 more if they have Medicare Advantage plus Part D coverage, all
else being equal." MORE >>
Milliman
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Employee Benefits Jobs
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Selected New Discussions |
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Owners Being Excluded in ALE Calculation: Family Attribution Rules?
"We have a client that we have been treating like an ALE in 2025 because their average employee count for purposes of ACA was 51 in 2024. In that calculation we excluded both owners since they are Shareholders in the S corporation with a 2% or greater share. The owners each have
Spouses and Children that work in the company as W2 Full-Time employees that were included in the calculation. We thought this was done correctly, but we just had a situation that is making us second guess our calculation. Another client of ours is approaching ALE status and is starting to forecast their employee count for the rest of the year. They are using a 3rd party Payroll/HR vendor that is telling them they can exclude the S-Corp
owners and their family members due to Stock attribution rules. I can't seem to find anything that covers this. Has anyone else heard this?"
BenefitsLink® Message Boards
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Press Releases |
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Governor Lamont Appoints TRA’s Grant Livingston to Connecticut Retirement Security Advisory Board
TRA [The Retirement Advantage]
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LIMRA and LOMA Completes Transaction of Alliance for Lifetime Income
LIMRA
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MedeAnalytics Appoints Justin L. Neece as Chief Growth Officer
MedeAnalytics
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Social Security Announces Executive Leadership Team
Social Security Administration
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Webinars, Podcasts and Conferences (Health & Welfare Plans) |
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ERISA Issues Impacting Transactional Practices in 2025
ON-DEMAND WEBINAR
PLI [Practising Law Institute]
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Understanding Minnesota’s Paid Family Leave Law: A Legal Briefing for Employers
September 25, 2025 WEBINAR
Lathrop GPM
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Last Issue's Most Popular Items |
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Strengthening Oversight of Self-Insured Health Plans
Withum Smith+Brown, PC
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OBBBA Makes Paid Family and Medical Leave Credit More Attractive to Employers
Groom Law Group
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Illinois Enacts New Neonatal Intensive Care Leave Act
FordHarrison
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Copyright 2025 BenefitsLink.com, Inc. All materials contained in this newsletter are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of BenefitsLink.com, Inc., or in the case of third party materials, the owner of those materials. You may not alter or remove any trademark, copyright or other notices from copies of the content.
BenefitsLink® Health & Welfare Plans Newsletter, ISSN no. 1536-9595.
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