"[Attorney Jamie Fleckner] recommends that fiduciaries make sure the plan document is 'consistent with what company and fiduciaries are looking for.' Fiduciaries should look holistically at the document, and 'if you want to offset, either mandate that or allow that.' ... [Attorney David Levine] makes a similar recommendation. Sponsors should look at their documents and evaluate their process to see if the two align."  MORE >>

"Many middle- and upper-income savers assume they will face a higher tax rate in retirement, but that might be less likely than they think. A taxpayer's effective tax rate is lower than their top marginal rate. Careful tax analysis -- not speculation -- should inform the choice between making traditional and Roth contributions at work."  MORE >>

"Taking no more than your RMD generally is advantageous because of tax-deferred compounding. But a larger distribution in a year your tax bracket is low may save tax. Be sure, however, to consider the lost future tax-deferred growth and, if applicable, whether the distribution could: [1] cause Social Security payments to become taxable, [2] increase income-based Medicare premiums and prescription drug charges, or [3] reduce or eliminate the benefits of other tax breaks with income-based limits, such as the new $6,000 deduction for seniors."  MORE >>

Dec. 10, 2025. Video with testimony from: [1] James R. Copland, Manhattan Institute; [2] Chad Williams, Edward Jones; [3] Richard Fiesta, Alliance for Retired Americans.  MORE >>

"Judge Glenn Suddaby of the U.S. District Court for the Northern District of New York in Syracuse declined a dismissal motion for governmental immunity by the Nation's hospitality and gaming company ... Suddaby's ruling on [ERISA] lawsuit, brought in December 2024 by three former police officers, said he wouldn't dismiss the case against the company's benefits plan and investment committee, because the retirement plan also covers non-government casino employees who represent most of the plan participants." [Jones v. Turning Stone Enterprises LLC, No. 24-1596 (N.D.N.Y. Dec. 9, 2025)]  MORE >>

"“Senator Cassidy and Senator Kaine embody the spirit and leadership of this award through their strong bipartisan commitment to advance policies to help more of America’s workers and retirees achieve a secure and dignified retirement,” said Wayne Chopus, President and CEO at IRI. “It is our privilege to present them with IRI’s Federal Champion of Retirement Security Award.”"  MORE >>