"The [CMS] understands that funds in many QHP issuers' Section 1303 segregated accounts holding payments received for coverage of non-Hyde abortion services have accumulated year over year ... These segregated accounts may also generate interest, further increasing the total amount accumulated. These FAQs ... and provide guidance on how QHP issuers in the individual market can use the accumulated funds in their Section 1303 segregated accounts, and the non-Hyde abortion segregated accounts in particular."  MORE >>

"The Proposed Rule's exclusion of HRAs from Part D notice requirements would ease the administrative burden for employers offering HRAs and TPAs administering HRAs, but would not change the notice requirements for GHPs that directly offer prescription drug benefit coverage."  MORE >>

"While [Notice 2026-5] provides some helpful clarification, it points the public to other, not very straightforward, sources for determining which telehealth services may be provided ... [It] permits an individual who does not even purchase a bronze or catastrophic plan available through an Exchange to be HSA-eligible, but again, the guidance points the public to other sources to determine whether the rules are satisfied.... [T]he guidance on direct primary care arrangements ... suggests that, except for a narrowly defined arrangement, an individual cannot participate in a direct primary care arrangement and contribute to an HSA at the same time."  MORE >>

"Heath savings accounts (HSAs) are proving to be a way for many employers and employees to better control health care costs, thanks to their tax benefits, lower premiums, and long-term investment opportunities. Learn how to drive greater participation throughout the plan year."  MORE >>

"Today's cost landscape cannot be separated from the pandemic's lingering effects ... Insurers and public payers infused billions into health systems to stabilize them. Those temporary lifelines now factor into renewed rate negotiations as providers seek to recover lost margins, resulting in tighter carrier underwriting and rising renewal costs for employers.... Maryland provides a clear example of how policy shifts can reshape employer health costs."  MORE >>

"Benefits teams hold the keys to many digital health innovations, and they are uniquely positioned to help employees access faster care, more convenient provider visits, and the latest apps, all while keeping affordability in mind.... [1] AI tools for talk therapy and mental health.... [2] GLP-1 access and affordability.... [3] Telemedicine expansion."  MORE >>

"VEBA structures differ between organizations, and by assessing key factors such as tax implications, liquidity needs, and risk tolerance, organizations can develop thoughtful investment strategies to support the long-term health of their VEBA assets."  MORE >>