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Health & Welfare Plans Newsletter

BULLETIN
February 8, 2026

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[Official Guidance]

Text of HHS Proposed Regs: ACA Benefit and Payment Parameters for 2027 and Basic Health Program

577 pages. "This proposed rule contains ... payment parameters and provisions related to the HHS-operated risk adjustment and risk adjustment data validation (HHS-RADV) programs, as well as 2027 user fee rates for issuers offering qualified health plans (QHPs) through Federally- facilitated Exchanges (FFEs) and State-based Exchanges on the Federal platform (SBE-FPs). This proposed rule also includes provisions related to civil money penalties (CMPs) for noncompliant issuers and other responsible entities; standards governing agents, brokers, and web-brokers; the expansion and codification of hardship exemption eligibility; implementation of the State Exchange Improper Payment Measurement (SEIPM); provider access standards and essential community provider standards for QHP certification; QHP certification of non-network plans; a prohibition on issuers from including routine non-pediatric dental services as an Essential Health Benefit (EHB); cost-sharing flexibilities for catastrophic and individual market bronze plans; establishment of catastrophic plans with plan terms of up to 10 consecutive years; QHP issuer quality improvement strategies (QISs); revisions affecting which enrollees are included in Federal Basic Health Program (BHP) payment calculations to States; and seeks comment on potential adjustments to other Federal standards, including the Federal medical loss ratio (MLR) standard in the individual market. This proposed rule also includes amendments to implement certain provisions of the Working Families Tax Cut (WFTC) legislation."  MORE >>

Centers for Medicare & Medicaid Services [CMS], U.S. Department of Health and Human Services [HHS]

[Guidance Overview]

HHS Fact Sheet: Notice of Benefit and Payment Parameters for 2027 Proposed Rule

"The 2027 Payment Notice proposed rule contains provisions to improve implementation of the ACA ... as well as 2027 user fee rates for issuers offering qualified health plans (QHPs) through Federally-facilitated Exchanges (FFEs) and State-based Exchanges on the Federal platform (SBE-FPs).... Enhancing program integrity ... Empowering states and enhancing qualified health plan certification flexibilities ... Further refining the HHS-operated risk adjustment program ... Promoting state flexibility to establish and operate exchanges ... Maintaining EBH alignment and increasing state accountability ... Increasing consumer accountability and reducing improper enrollments ... Increasing sustainability of the federal exchange ... Ensuring subsidies for eligible individuals ... Verifying consumer income eligibility for insurance affordability programs ... Strengthening issuer accountability ... Improving access to coverage."  MORE >>

Centers for Medicare & Medicaid Services [CMS], U.S. Department of Health and Human Services [HHS]

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BenefitsLink® Health & Welfare Plans Newsletter, ISSN no. 1536-9595.

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